Helping Good People Get Better Loans

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Los Angeles Personal Loans

Maybe you want to surprise your significant other with a special anniversary gift next week. Or perhaps you need to repair the transmission in your car. You know, the car you drive every day to work.  The car that you wouldn’t be able to live without in Los Angeles.

Whatever your circumstances, you need money, and you need it in a hurry.

The Loan Hunt Hassle

You begin researching Los Angeles personal loans and quickly become overwhelmed. Payday loan stores in Culver City, check cashing stores in Long Beach, car title loans in Pomona.  Wait, putting your car on the line – seriously?  Who has time for that?  A city like Los Angeles with four million people surely has options for unsecured loans.

You also don’t relish the prospect of taking time off from work to get to put in your application. Crawling along at four or five miles per hour on the 405 to get to a payday loan store is definitely not your idea of fun.

Online options for personal loans in Los Angeles also aren’t so great. Dealing with some random website based who knows where seems like a total crap shoot.  Reading the fine print on one of the websites seals the deal: “This website is not a lender.”  What? So where do their loans actually come from?  You don’t want to know.

The LoanNow Alternative

Fortunately, there’s a better option for Los Angeles installment loans. LoanNow is an online direct lender in Santa Ana, right here in Southern California.  We’re accredited with the Better Business Bureau with an A+ rating, so you can borrow with confidence.  We never require collateral, and especially not your car title. You can complete our user-friendly application online, on your schedule.  If you have questions any time during the loan process, customer service is just a phone call or an email away.

Your credit’s not perfect? That isn’t necessarily a deal breaker with LoanNow. We check out your entire credit profile, not just your FICO score. We can often approve you for our unsecured loans even if your bank has turned you down.

Group-Signing Means Big Savings!

As an Angelino, your life is filled with social connections at work and at play. With LoanNow Group-Signing, you can leverage those connections into significant savings.  Using our secure system, you can send out requests to friends and family with a few simple clicks for vouches to let us know you’re good for the money you borrow. Even if your credit is bad, you can have the people who know you best tell us you’re a prime person. We’ll take them at their word – and pass the savings on to you.  Depending on how many vouches you receive – you could reduce the interest on your loan by up to 50 percent – that’s huge!

Consider a hypothetical customer we’ll call Jackie in Glendale.  She was tired of being gouged by payday lenders, but bad credit disqualified her from bank loans.  She used Group-Signing to collect vouches from her large extended family – and shaved off half the interest for her LoanNow loan. Now she’s sold on dealing with a real California-based direct lender and determined to say goodbye to payday lenders.

Money in a Flash

LoanNow understands that waiting — and waiting – for banks to process a loan application is a drag.  We process our applications in minutes, not weeks. And once you’re approved, you receive your money fast, too – in plenty of time to pick up that anniversary gift or to get your wheels to a repair shop.  A hypothetical customer we’ll call Mike in Long Beach turned to LoanNow when his car AC went on the fritz – he’s happy to be back on the road and telling all his friends about LoanNow.

In your search for Los Angeles direct lenders, LoanNow should be at the top your list. Check us out for yourself today!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.