Helping Good People Get Better Loans

Check Your Rate

Oakland Personal Loans

You love Oakland’s sunny, warm climate, – and you really love cheering for the A’s and the Raiders.  What you don’t love is the prospect of driving across town to a bank to apply for loans, or waiting weeks for an answer.  Fortunately, LoanNow provides a fast, convenient option for personal loans in Oakland.

dollarsYour Best Option for Oakland Unsecured Loans

If you have less than perfect credit, you discover pretty quickly that getting approval for unsecured loans in Oakland can be an exercise in frustration.  Banks take weeks to process applications. Payday lenders are faster, but you know better than to get mixed up with that kind of trap.

LoanNow is a better option for Oakland personal loans.  As a direct lender, we feature a convenient online application that can be completed on your schedule, in the privacy of your own home.  We’re based in Orange County – right here in California, with a convenient customer service department reachable by email or phone.  And you can borrow from LoanNow with confidence – we’re accredited by the Better Business Bureau and have an excellent A+ rating.

You’re also not automatically out of the running if your credit has a few dents. LoanNow looks beyond your FICO score to consider your entire financial picture. Let’s say you’re like a hypothetical Marin City customer we’ll call Damon, who needs a loan to make repairs to his house.  Damon could be approved by LoanNow despite his past credit problems for the loan he needs to make his house a showplace.

Save Big Money With Group-Signing

LoanNow loans feature manageable monthly payments that work with your budget. And you can save even more with Group-Signing.  LoanNow makes it easy for friends and family to vouch that you’re good for your loan.  The more pledges you collect, the more you save, up to 50 percent off your loan interest rate.  You could be like another hypothetical customer in Santa Monica we’ll call Travis.  Travis could recruit friends and family to save half off the interest for a LoanNow loan, and use the money he saves to enjoy the nightlife in venues like the Fox Oakland Theater.

The Money You Need – With No Waiting

There’s no need to put up with the anxiety of waiting for a response from a bank loan application.  LoanNow processes application as quickly as a few minutes – and gets your money to you fast, too. Find out what many of your friends and neighbors already know. LoanNow is the better-than-a-bank option for installment loans in Oakland!

Check Your Rate

Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.