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Sacramento Personal Loans

Though many people both outside the state and within California may think that Los Angeles is the capital, as a Sacramento resident, you know better.  But Sacramento is more than just the capital city of California.  From Old Sacramento to the Sacramento Kings, there is something to appeal to nearly everyone.  What doesn’t appeal is the prospect of applying to banks for personal loans, especially if you’ve had credit problems. Fortunately, LoanNow provides a great option for Sacramento personal loans, even if your credit isn’t perfect.

quick loanThe Hunt for Personal Loans

Seeking personal loans in Sacramento can be a challenge, to say the least. Even if you’re working for a top employer like Kaiser Permanente, you’re likely to be turned down by banks if you don’t have perfect credit. Or they’ll demand co-signers or collateral.  Then there’s the waiting, and waiting, and WAITING, while banks process your application.  That’s a headache you don’t need.

Payday loans can be tempting, but you know better. At a payday loan store in Sacramento you’ll have to deal with the hassle of carrying your paperwork across town. And some online payday lenders don’t even post contact information. That makes you nervous.

The LoanNow Option

As a California direct lender, based in Orange County, LoanNow is a great choice for Sacramento personal loans.   We’re accredited by the Better Business Bureau and have an A+ rating.   We offer only unsecured loans – and we may be able to approve you even if your credit is less than perfect. LoanNow looks at your overall credit profile, not just your FICO score. We approve many borrowers turned down by banks.  And because we’re based online, you can apply for your loan in the privacy of your own home – at your convenience.

Try Group-Signing for Big Savings

Borrowers are saving big money on personal loans in Sacramento and across the state thanks to people who know and love them.  With LoanNow Group-Signing, borrowers can easily ask friends and family members to let us know that they’re good for their loans.  More pledges translate into more savings – up to 50 percent!  Let’s use a hypothetical example of a typical LoanNow customer we’ll call Emma. She could save half off the interest of a LoanNow loan by having friends and family vouch for her – even though she’s had past credit problems.

The Money You Need, when You Need It

When you’re facing an urgent financial situation, waiting for a decision from a bank can be unbearable. LoanNow doesn’t make you play the waiting game for a decision, or for your money. We process applications in as little as minutes, not weeks, so you can deal with those financial emergencies.  For instance, a hypothetical customer we’ll call Bill lives in Torrance. He’s an entrepreneur whose computer screen just went black.  For someone like Bill, time is money.  With a loan from LoanNow, Bill could be approved in minutes and be back in business right away.

If you’re like Emma and Bill, make LoanNow your go-to choice for Sacramento personal loans

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.