Helping Good People Get Better Loans

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Riverside Personal Loans

You love the scent of citrus as you’re cruising along Victoria Avenue, but you don’t love the prospect of driving to a payday loan store in Riverside or anywhere else. But you’re also less than psyched about dealing with a website run by a company across the country or even outside the United States.  To make things worse, your credit isn’t great and you don’t have time to wait for a bank to process your application anyway.

Fortunately, LoanNow provides personal loans in Riverside and all across the state – and we’re based in Orange County, right here in California.  We can provide the money you need when you need it – even if your credit isn’t perfect.

dollarsWhy LoanNow is Better

No doubt, online unsecured loans are convenient.  You can apply in the privacy of your own home, on your own schedule, so you don’t risk the embarrassment of being seen going into or coming out of a payday loan store.  But many so-called online lenders don’t provide loans at all – they’re intermediaries that pass your information on to third parties. LoanNow is a direct lender, accredited by the Better Business Bureau with a top A+ rating.  You know just where your info is going, and if you have questions at any time during the lending process, a quick phone call or email to the responsive customer service team at LoanNow generates the answers you need.

LoanNow’s lending terms also make us a better choice for Riverside personal loans. We offer real installment loans with manageable monthly installments – not payday loans that put you back in the same situation two weeks later.  Best of all, LoanNow only offers unsecured loans. We never demand collateral – including your car title – as a condition for being approved.

And don’t rule yourself out just because your credit isn’t spectacular.  We evaluate your entire financial profile, not just your FICO score. We say yes when many banks say no. Let’s use a hypothetical LoanNow customer we’ll call Janet in La Sierra Hills as an example.  Janet faced some rough financial times in the past but now she has a good job.  A loan from LoanNow would allow Janet to clean up some of her overdue bills, putting her on the road to re-establishing financial security.

Group-Signing Means Big Savings

Many borrowers with bad credit resign themselves to high APRs. But with LoanNow Group-Signing, you can reduce your loan’s APR, just by having the people who know you best in Riverside or elsewhere vouch for you. With a few simple clicks on our secure website, you can request friends and family to let us know you’re good for our loan. We collect your testimonials – and pass the savings on to you, up to 50 percent. You can use the money you save for a family weekend fishing trip to Diamond Valley Lake.

Money Now – Not Weeks from Now

If you’re buying a house, waiting weeks for a bank to process your loan is par for the course. But if you’re trying to avoid a late fee for your cell phone bill, that’s just not good enough.  LoanNow understands – we process our personal loans in hours, not weeks. And once you’re approved you get your money fast.

No matter where you live:  Allesandro Heights, Sycamore Canyon Springs or Eastside, LoanNow should be your first choice for Riverside personal loans.

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.