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Long Beach Personal Loans

With top employers like Boeing and southern California’s amazing climate, it’s no wonder than Long Beach is the second largest city in the greater Los Angeles Region.  There’s a lot to like about living here. Dealing with traffic on the Long Beach Freeway to submit loan applications isn’t one of them.  Fortunately, borrowers seeking Long Beach personal loans have a better option available: LoanNow.

easy loansThose Borrowing Blues

Bank loans can be tough to get even when your credit is perfect. But bank approval for unsecured loans in Long Beach – or anywhere – can be nearly impossible for borrowers with less-than-perfect credit.  Banks often require so-called subprime borrowers to provide credit worthy co-signers, collateral, or both.  Getting to a bank during business hours can also be a hassle. What sense does it make to take time off from work to submit a loan application?

Many so-called online lenders don’t actually offer loans at all.  Some online lenders’ websites don’t include contact information. How are you supposed to reach them if you have questions about your application or problems with your loan?

The LoanNow Alternative

LoanNow is a better option for Long Beach personal loans.  We’re a California direct lender, based right here in Orange County. LoanNow is also accredited by the Better Business Bureau and holds an A+ rating.

Our convenient online application can be completed on your schedule, in the privacy of your own home.  And you shouldn’t hesitate to apply just because your credit isn’t perfect. Unlike banks, LoanNow considers your whole financial profile, not just your FICO score.  We often approve borrowers turned down by banks.  And unlike banks, we only offer unsecured loans – no collateral required.

Just ask Jimmy in Culver City. He was pleasantly surprised to be approved for a LoanNow loan even though he’s had past credit problems. When his friend Larry was considering a car title loan – Jimmy steered him toward LoanNow instead.

Group-Signing for Singular Savings

Our installment loans feature manageable monthly payments. And with Group-Signing, we make it easy for friends and family to let us know that you’re good for your loan, and pass the savings on to you. The more pledges you get, the more you save – up to 50 percent! Kathy in Glendale saved half off the interest for her loan. Now she’s telling everyone that LoanNow is the place for Long Beach installment loans.

Money Now – Not Weeks from Now

Even if you have perfect credit, banks often require you to wait weeks while they process your loan application. LoanNow eliminates the wait. We process applications as quickly as a few minutes – and once you’re approved, you get your money fast, too. With convenient online applications, local friendly customer service, potential interest rate savings, and more, LoanNow should be your first choice for Long Beach personal loans!  Why not give us a try today!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.