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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited electronically into your account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your loan payments come from the same account - automatic, no hassles and no late fees.

Lower Your Payments with Group-Signing

Earn loan credits when your friends and family vouch for you. For some borrowers, these loan credits will reduce their interest cost by over 50%! Learn More

group-signing

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior. Together, we grow your LoanNow score to unlock achievements and better rates for the future."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our loans reward you for good behavior. Together, we grow your LoanNow score to unlock achievements and better rates for the future. Learn More

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

◊ Most consumers can expect rates between 79%-189% APR. According to an April 2013 Consumer Financial Protection Bureau whitepaper, the median APR on a payday loan is 322%, with the average APR being slightly higher at 339%.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.