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Modesto Personal Loans

From the extensive farmland overflowing with almonds and walnuts to Rockabilly music and the George Lucas Plaza at Five Points, Modesto is far from modest in the assets offered to its residents.  People here share the sophisticated yet down to earth nature common to the San Joaquin Valley.  They know that LoanNow represents one of the best possible options for personal loans in Modesto.

easy loansThe Quest for Personal Loans in Modesto

Besides large scale agriculture, Modesto features major employers like E & J Gallo Winery and Frito Lay.  Homes here are affordable. But people sometimes still run into financial difficulties from time to time. For residents with less than perfect credit, the search for unsecured loans in Modesto is often frustrating.  With banks, there’s the waiting.  And waiting.  And waiting.

Many frustrated borrowers turn to payday loan store or online payday lenders.  But they soon find themselves dealing with a different kind of frustration, making payments every two weeks – but never seeing the amount of money that they owe go down. Who needs that kind of headache?

The LoanNow Difference

LoanNow is an online based direct lender, located in Orange County, right here in California. Our customer service reps are available by telephone or email at every phase of the borrowing process.  We’re accredited with the Better Business Bureau and have an A+ rating, which means you can borrow with confidence.

LoanNow also only offers unsecured loans – no collateral required.   Let’s say you’re like a hypothetical LoanNow customer in Fremont we’ll call Jeremy, who needs money for his daughter’s summer camp.  With LoanNow, Jeremy is more than just his fair to middling FICO score. We approve many applicants like Jeremy banks turn down.  He could get the money he needs to ensure that his daughter makes it to camp.

Group-Signing Means Big Savings

With Group-Signing, approved borrowers can score big savings on the interest for their loans. LoanNow makes it easy for friends and family to submit pledges that borrowers can be counted on to repay their loans. The more pledges borrowers collect, the bigger the savings – up to 50 percent!  Another hypothetical example is a borrower is Sarah in Chico who’s electricity is about to be shut off. Sarah could not only get the money she needs to keep her lights on, the pledges she collects from her friends and could save half off the interest for her loan – a very bright prospect indeed!

If you’re like Jeremy and Sarah and need loans with manageable monthly payments without the wait required for bank loans — turn to LoanNow. We’re the right choice for Modesto personal loans.

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.