Helping Good People Get Better Loans

Check Your Rate

San Jose Personal Loans

Do you know the way to San Jose? Dionne Warwick’s hit song praised the virtues of San Jose and you couldn’t agree more.  With great institutions like San Jose State University and top employers like Cisco Systems and Hitachi, San Jose is a great place to work, play and learn.  And when they need extra cash, residents here know that LoanNow is one of the best options for personal loans in San Jose.

easy loansGreat Architecture – Not So Great for Getting Around

San Jose is known for beautiful homes in the Craftsman, Mission Revival and Queen Anne styles located in Willow Glen, Hanchett Park and other great neighborhoods.  But with its sprawl, San Jose can be a challenge to get around. Getting to a bank or loan office can require major driving time.  But you’re not wild about submitting your financial information to some random website, especially one that doesn’t even do its own loans. Fortunately, there’s another option for San Jose personal loans: LoanNow.

LoanNow is an online direct lender – not an anonymous website. We provide the convenience of an online application with assurance that you know exactly where your information is going. LoanNow is a California lender based in Orange County, with convenient customer service accessible by phone or email.  LoanNow is also accredited by the Better Business Bureau, and its stellar A+ rating should put your mind at ease.

The LoanNow Advantage

If your credit isn’t perfect, your options for unsecured loans in San Jose can be limited. Payday loans start out as unsecured loans, but borrowers often make payments only to wind up in the same position they were in two weeks earlier. Who has time for that?

Let’s look at a hypothetical borrower in San Diego we’ll call Tommy.  Tommy really needs to replace his old clunker, but his not-great credit makes it difficult to get approval for bank loans. Tommy could reduce his frustration level by turning to LoanNow, where he could be approved within minutes for a loan to purchase a shiny new set of wheels.

Many LoanNow borrowers have been approved for our installment loans after being turned down by banks. That’s because we look beyond FICO scores to consider borrowers’ overall financial profiles. And unlike banks, we never require collateral – all our loans are unsecured. Borrowers like Tommy can look to LoanNow for unsecured loans in San Jose and all over California – and so should you.

Group-Signing Means Big Savings

With Group-Signing, LoanNow makes it easy for friends and family to help you save on your loan by submitting pledges that you’re good for the money.  With every pledge submitted by your friends and family members, LoanNow reduces the interest on your loan – up to 50 percent!  That could be huge for someone like a hypothetical borrower in San Rafael we’ll call Frank.  Frank could collect pledges from his large extended family to save half off his loan, and use part of the money he saves to repay them with a family outing to awesome Raging Waters Park in San Jose.

Take a tip from borrowers across the state just like Frank and Tommy. Make LoanNow your go-to source for San Jose personal loans!

Check Your Rate

Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.