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Ontario Personal Loans

You have a good job with the Ontario airport, UPS or Toyota, but this month your daughter broke her leg playing soccer or you discovered your house needs a new roof.  You need a loan – and you need it now. You‘ve seen ads on TV for payday loans, but you have a bad feeling about them. Your instincts are correct. When it comes to Ontario personal loans, there is a better option:  LoanNow.

dollarsThe Payday Loan Trap

There isn’t much that is less fun than fighting traffic on Euclid Avenue to get to a payday loan store. But you’re also not thrilled about the prospect of dealing with some mysterious payday loan website located out of state or even overseas.

But even beyond the inconvenience of dealing with payday loan stores or trying to obtain customer service from an anonymous payday website, there are real dangers associated with payday loans. While it’s true that payday lenders offer unsecured loans, you stand to lose a lot where your financial security is concerned.

Whether you borrow from a payday loan store or online, payday loans have high interest rates and unrealistically short repayment periods. That combination often makes it impossible for borrowers to repay on time, drawing them into a vicious cycle of partial payments and renewals

The LoanNow Alternative

For a real option for personal loans in Ontario, try LoanNow.  We’re based in Orange County, with customer service available by email or phone at every step of the loan process. LoanNow is also accredited with the Better Business Bureau with an A+ rating, which means you can borrow with confidence. Our unsecured loans feature manageable monthly installments that work with your budget.  Worried about your credit? Maybe it’s not as bad as you think.  LoanNow considers your entire financial profile, not just your FICO score.  We approve many borrowers who have been turned down by banks.

Group-Signing Equals Big Savings!

As an online-based direct lender, LoanNow has provided thousands of installment loans in Ontario and all over California.  And with LoanNow Group-Signing, having friends and family vouch for your can translate into big savings on your loan.  Using our secure system, you can easily ask friends and family to let us know you’re good for the money you borrow.

If your friends say you’re a stand-up person, we’ll take their word for it – and pass the savings on to you.  If you get enough people to vouch for you, you could reduce the interest on your loan by up to 50 percent. Not too shabby. Let’s look at a hypothetical LoanNow customer in Cerritos we’ll call Jose.  Jose could escape the trap of payday loans with a loan from LoanNow, using Group-Signing to cut his interest due in half, making paying back his loan even easier.

Money When You Need It

When you’re facing a financial emergency – waiting weeks for a bank to process a loan application just won’t cut it.  We process applications in as little as minutes, and once you’re approved, you get your money in a flash as well. That’s a potential lifesaver to another hypothetical LoanNow customer in San Marino we’ll call Brian. Brian could use a loan from LoanNow to repair the living room window his kid smashed with a wild pitch. His window would be good as new – and Brian could devote his energies to teaching his kid proper pitching form.

If you’re looking for personal loans in Ontario – look no further than LoanNow, your California-based direct lender.

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.