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Bakersfield Personal Loans

Bakersfield is known for its hard-working agricultural and oil industry labor force employed by top companies like Bolthouse Farms, Chevron and Sun Pacific.  But Bakersfield is also within driving distance of the glitz and glamour of Hollywood – and you’ve got plans next weekend for a road trip with your crew to LA.

But your budget is tight, so you’re exploring your options for personal loans in Bakersfield.  You soon discover that with your less than perfect credit, your options for Bakersfield personal loans can be limited. Fortunately, LoanNow has the funds you need to cover the expenses for that road trip.

dollarsThe Advantage of a Real Direct Lender

You have no interest in taking time off work, gathering up your paperwork and dealing with State Route 99 to get to a finance company or loan store.  But many so-called online lenders don’t actually process loans at all. Other online lenders hide their contact information – or don’t include it at all.  It makes you wonder where your information might ultimately wind up.

LoanNow is a better option for Bakersfield personal loans is LoanNow. We’re an online direct lender based in Orange County – right here in California.  Our customer service department is available by email or phone.  We’re also accredited by the Better Business Bureau and have a top A+ rating.

Bad Credit? You May Still Be Approved!

At LoanNow, we consider your whole financial profile, not just your FICO score.  We might be able to approve you for our installment loans – even if you’ve been turned down by banks. LoanNow only offers unsecured loans – we never demand collateral, not even your car title. Consider the hypothetical example of a typical LoanNow customer in Fresno who needs a new transmission for his car. We’ll call him Jimmy.  If Jimmy takes a car title loan – he risks losing his car altogether.  But with LoanNow, Jimmy could get the money he needs for that new transmission while his car stays in his garage.

Once you’re approved, you could save big on your loan interest with Group-Signing. We make it easy for friends and family to pledge that you can be counted on to repay your loan. The more pledges you collect, the lower your interest rate – up to 50 percent off!  Another hypothetical example:  a customer in Monterrey Park we’ll call Jasmine needs a new mattress, but doesn’t have great credit. By recruiting her extended family to vouch for her, Jasmine could save half off the interest on the loan for her mattress set – and sleep like a baby, thanks to LoanNow.

The Money You Need – Without the Wait

Unsecured loans from LoanNow feature manageable installment payments – just like banks.  But unlike banks we process your application in as few as a few minutes – not weeks. You’ll have the money you need in plenty of time to get the car in shape for your next road trip.  For Bakersfield personal loans, it’s tough to beat LoanNow.  Why not check us out today!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.