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Chula Vista Personal Loans

Nestled between the Jamul and San Ysidro mountains on the San Diego Bay, Chula Vista lives up to its name, which is Spanish for “beautiful view.” With its sunny climate and open space preserves within the city limits, it’s no wonder that tourism is a major industry.  This year your best friends from college are visiting, and you want them to experience everything the city has to offer – whale watching,  great shopping, theater at the OnStage Playhouse, and of course, the Chula Vista Nature Center.

Your budget is a bit tight, so you’ve started shopping around for personal loans in Chula Vista.  But with your not-so-hot credit, you’re having a rough time.  You should check out LoanNow – just like our other satisfied customers who have already discovered that we’re often the best option for installment loans in Chula Vista

loansThe Hunt for Personal Loans in Chula Vista

You’re not thrilled by the prospect of navigating Interstate 5 to get to a bank or finance company. But you’re wary of online lenders.  So many of them don’t even issue their own loans, and others have no contact information on their websites.  There’s no way of knowing where your information is going, and that makes you nervous.

You also don’t want to get mixed up with payday loans. You’ve seen too many people get a payday loan and get caught in a cycle of making payments without seeing their loans get smaller.  No thanks. You’re convinced there are better options for Chula Vista personal loans – and you’re right.

The LoanNow Difference

LoanNow offers the convenience of an online direct lender and the confidence of a local institution. We’re based in Orange County and accredited by the Better Business Bureau with an A+ rating. Our responsive customer service team is accessible by phone and email.  And we offer only unsecured loans – no collateral required.

Worried about your credit? We may be able to approve you anyway.  Unlike banks, LoanNow looks beyond your FICO score to consider your entire financial profile.  We say yes to many borrowers turned down by banks.   Let’s look at a hypothetical borrower from San Diego we’ll call Dan.  Even though he’s been turned down multiple times for bank loans, Dan could get the money he needs from LoanNow to surprise his wife with a special weekend getaway for their anniversary.

Group-Signing for Big Savings

With Group-Signing, you can save big on the interest for your loan – up to 50 percent. We make it easy for friends and family to vouch for you. The more friends and family speak up for you, the bigger your savings. For instance, a hypothetical LoanNow customer in San Marcos we’ll call Amanda could take advantage of her large extended family to save off the interest for her loan.

The Money You Need, Without the Wait

Even if you qualify for a bank loan – you often have to wait weeks before you finally get your money. LoanNow eliminates the wait. We process applications as quickly as a few minutes – not weeks.  Find out what Amanda and Dan already know – make LoanNow your go-to place for Chula Vista personal loans.

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.