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An Easier Cash Advance from LoanNow: Get Cash Fast!

Easy Cash Advance

On television or while surfing the Internet, it’s difficult to escape the promotions for payday loans. Whether they’re touting payday loans with no credit check or an easy cash advance, they all offer the same basic product – short-term, high interest loans that often disguise financial traps. With LoanNow, you can get an easy cash advance and skip the risk of putting your financial future in danger.

The Truth behind “Easy” Payday Loans:

Many direct payday lenders make it a snap to be approved. If you have a job and a checking account, getting an easy cash advance really is easy. But the danger behind the practice of lending money to nearly anyone with an income is that many borrowers cannot or will choose not to repay. To protect themselves against the high risk of default, payday lenders charge extremely high interest rates, along with tying their repayment periods to your next paycheck – which could be as soon as the following week.

Easy Cash Advance

This combination of factors makes it impossible for the majority of borrowers to repay their loans – four out of five payday loans are rolled over at least once, according to the Consumer Finance Protection Bureau.  But payday lenders have that circumstance covered as well. They allow borrowers to make token payments and then roll over their loans, essentially creating new loans with added fees and interest charges. After a few rollovers many borrowers find that they owe more than they originally borrowed despite making payments for many months. Nothing easy about that.

LoanNow Is Different:

For a truly easy cash advance, look no further than LoanNow. With our online, five-minute application, you can apply from the privacy of your own home. Most applications receive a response within 24 hours. † Funding is fast too: if you qualify and your bank participates in our quick funding system, you could have your money as soon as the next business day.*

Our repayment schedule features manageable monthly installment payments, not payments every week or two weeks. And at LoanNow, we say no to rollovers, no to demanding collateral or your car title and no to hidden fees that can jack up the amount that you owe.

If you fall behind on your payments, we work with you to get you back on track. And borrowers who maintain consistent on-time payments are rewarded with a higher LoanNow score, which translates to lower interest rates on future loans.

Why not submit your application and experience the LoanNow difference for yourself!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.