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Same Day Loan Lenders

If you’ve ever looked for same day loan lenders, you know that your options are limited.  If your credit is less than perfect, you have even fewer resources available to you – most of which are bad. Fortunately LoanNow provides the money you need, when you need it, with repayment terms you can live with.

same day cashCredit Card Cash Advances

You may not think of credit cards as same day loan lenders, but credit card cash advances are loans – and as close as your nearest ATM.  But despite their convenience, credit card cash advances have serious drawbacks. First, unlike credit card purchases, cash advances have no grace period.  Interest begins to accumulate the minute you withdraw your cash. Second, the APR for credit card cash advances is much higher than that for purchases. If you only make the minimum payment every month, you could pay many times more than you borrowed before you finally pay off the balance.

Cash for Gold

Cash for gold stores began appearing during the Great Recession, and have continued to multiply.  Gold jewelry, gold coins, even gold fillings are accepted by these same day loan lenders. These establishments accept gold as collateral for loans, but you receive far more money by selling your gold items outright.

Pawn Shops

If you don’t have gold to sell – or if you don’t want to sell the items you have, pawn shops also act as same day loan lenders. Pawn shops also accept a broader range of personal property as collateral than cash for gold stores, including musical instruments and high tech electronics. But pawn shops only lend a fraction of what your property is worth. And if you fail to repay the loan within about 30 to 60 days, you forfeit your property permanently. The only way to retrieve your merchandise is to purchase it – for far more than you were paid to relinquish it.

Payday Loan Stores

Back in the day, payday loan stores were often disguised as check cashing stores or even currency exchanges. These days, payday loan stores openly advertise themselves as same day loan lenders. For desperate borrowers with poor credit, no cosigners and no collateral, payday loans appear to offer a lifeline. But with their unrealistically short repayment periods and sky-high interest rates, payday loans are little more than financial traps. Most borrowers find that hey are unable to repay their loans in full, and find themselves making partial payments toward rollovers that seem to increase in size, rather than decrease, despite regular payments.


Don’t put your possessions on the line or tie yourself down with endless debt by dealing with questionable same day loan lenders. LoanNow never requires collateral. If your credit is less than perfect, we may be able to approve you. Unlike banks, we consider your whole financial profile, not just your FICO score. Oh, and rollovers? Not with LoanNow. Our loans feature manageable monthly installments that work with your budget.  If you are struggling with your payments, LoanNow works with you to get you back on track.  Isn’t it time you checked out LoanNow?

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.