Helping Good People Get Better Loans

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I Need A Loan Today

Your car breaks down or you discover that your cell phone bill is due tomorrow – not next week. Your primary thought might be “I need a loan today.”  Unfortunately, many options for immediate loans are less than desirable. Some even put your financial future at risk.  LoanNow provides the money you need now – without the drawbacks.

I need a loan todayFriends and Family

Depending on your circumstances, it might be easier to say “I need a loan today” to friends or family members. If your needs are modest – or those close to you have deep pockets, you can obtain the money you need with few or no questions asked, often by making a simple request. However, relationships have been strained to the breaking point because of unpaid loans.

Pawn Shops

The response by pawn shop operators to a request such as “I need a loan today” is “What do you have?”  Pawn shops require collateral in the form of valuables such as diamond or gold jewelry, designer goods or high-end electronics.  Loan are provided on the spot, but only for a fraction of the value of the merchandise presented, which must be surrendered as a condition for the loan. Borrowers who fail to repay pawn shop loans within the specified deadline stand to lose their property for good.

Credit Card Advances

For many people, the answer to the dilemma “I need a loan today” is a cash advance from one or more credit cards. But unlike sales transactions, credit card cash advance often have no grace period. Cash advances also carry higher APRs than purchase transactions. Borrowers who only make minimum payments on their credit card bills wind up paying many times more than the cost of their purchases or cash advances by the time they finally pay off their credit card balances years later.

The LoanNow Alternative

At LoanNow, we understand that when you say “I need a loan today,” you require cash ASAP. Our convenient online application can be completed on your schedule, in the privacy of your own home. Unlike banks, we don’t make you wait weeks for a response.  LoanNow also considers your entire financial profile, not just your FICO score. We often say yes when banks say no.  We also never require collateral. Our repayments are scheduled in manageable monthly installments that work with your budget.  So, instead of putting your relationships or your personal property on the line, why not try the LoanNow alternative? You’ll be glad you did!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.