I Need A Loan Today
Your car breaks down or you discover that your cell phone bill is due tomorrow – not next week. Your primary thought might be “I need a loan today.” Unfortunately, many options for immediate loans are less than desirable. Some even put your financial future at risk. LoanNow provides the money you need now – without the drawbacks.
Friends and Family
Depending on your circumstances, it might be easier to say “I need a loan today” to friends or family members. If your needs are modest – or those close to you have deep pockets, you can obtain the money you need with few or no questions asked, often by making a simple request. However, relationships have been strained to the breaking point because of unpaid loans.
The response by pawn shop operators to a request such as “I need a loan today” is “What do you have?” Pawn shops require collateral in the form of valuables such as diamond or gold jewelry, designer goods or high-end electronics. Loan are provided on the spot, but only for a fraction of the value of the merchandise presented, which must be surrendered as a condition for the loan. Borrowers who fail to repay pawn shop loans within the specified deadline stand to lose their property for good.
Credit Card Advances
For many people, the answer to the dilemma “I need a loan today” is a cash advance from one or more credit cards. But unlike sales transactions, credit card cash advance often have no grace period. Cash advances also carry higher APRs than purchase transactions. Borrowers who only make minimum payments on their credit card bills wind up paying many times more than the cost of their purchases or cash advances by the time they finally pay off their credit card balances years later.
The LoanNow Alternative
At LoanNow, we understand that when you say “I need a loan today,” you require cash ASAP. Our convenient online application can be completed on your schedule, in the privacy of your own home. Unlike banks, we don’t make you wait weeks for a response. LoanNow also considers your entire financial profile, not just your FICO score. We often say yes when banks say no. We also never require collateral. Our repayments are scheduled in manageable monthly installments that work with your budget. So, instead of putting your relationships or your personal property on the line, why not try the LoanNow alternative? You’ll be glad you did!