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How To Protect Yourself Online?

Nowadays, people socialize shop and conduct their financial affairs on computers, Smartphones and tablets.  But this innovation and convenience has a dark side. Incidents of fraud and identity theft connected with breaches in online data are a nearly daily occurrence. One important way to protect yourself online is by being diligent about sharing your sensitive financial and personal information. With LoanNow, you can be confident that you are dealing with a reputable lender.

Public Wi-Fi Connections:

Public Wi-Fi connections can be extremely convenient. Simply connect your laptop or mobile device to the network and you can surf the net, update your Facebook page or shop with many of your favorite merchants.  But public Wi-Fi connections can leave you vulnerable to viruses, Trojans and attempts to steal your identity or other sensitive information. So while it’s always important to protect yourself online, it’s even more important when using public Wi-Fi connections.

Be sure that your anti-virus definitions are up to date. You should also have a strong firewall, antimalware software and software monitoring programs installed in your laptop or mobile devices. A virtual private network (VPN) allows you to funnel your transmission through a private filter while using a public Wi-Fi connection. That’s the safest way to conduct sensitive transactions such as banking online.

Online Shopping:

Back in the day, most people conducted their online shopping at work, because that was the only location where they had access to high speed Internet connections. These days, fast Internet is widely available, and online shopping takes place at home on a desktop or laptop computer and on mobile devices – as well as at work.  Wherever you choose to shop online, it’s important to protect yourself online.

Look for “https” versus “http” in the address bar, along with a lock symbol somewhere in the browser window. Use a credit card if possible, because credit cards provide more protection against fraud than debit cards. If you opt to use a debit card, consider loading whatever funds you use for spending on a separate prepaid debit card to avoid exposing your entire bank account to potential tampering.

installment loansOnline Payday Lenders versus LoanNow:

The best way to protect yourself online with payday lenders is not to deal with online payday lenders that may be based across the country or overseas. If you worry about being turned down by banks, skip the payday lenders and try LoanNow. Unlike many payday lenders, LoanNow is based in the United States. Our responsive customer service staff is can be reached by postal mail, phone and email. We are certified with the Better Business Bureau and maintain an A+ rating with the BBB. Let us provide the cash you need without the payday loan hassle.

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

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* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.