Helping Good People Get Better Loans

Check Your Rate

Learn All About Credit With Our Free Credit Course

Many people run into money problems because they lack basic credit education.  The problems they face involve not knowing how to handle the money they in addition to not having enough money to cover their expenses. That’s why LoanNow is more than a lending company.  Along with providing financial assistance, we also offer informative articles that function like free credit courses to help our customers establish credit, set realistic savings goals and adopt good personal financial practices.

Learning about Credit: it is possible to teach yourself money management skills. Many people teach themselves how to play musical instruments or how to use different computer software programs. But the hands-on method is enhanced by access to education and information, especially where your hard-earned money is concerned.

For instance, novice investors regularly seek instruction and assistance. Online Forex platforms routinely include practice accounts that let you practice making trades before you begin putting real money on the line. Many general investment platforms also include extensive knowledge bases – along with real-time guidance in making trades.  It makes just as much sense to consider paid or free credit courses to obtain better money management skills.

Dealing with Financial Emergencies:

One area where paid and free credit courses can be especially useful is in helping you to avoid credit pitfalls.  Credit education can explain how complex concepts such as APR and compound interest work and the impact they have on credit.  Credit education can also illustrate why expensive forms of credit such as high-interest payday loans can be hazardous to your financial health.

Financial hardship sometimes results from unforeseen circumstances, such as a sudden job loss, a natural disaster or serious illness.  Especially if your finances are tight, there is often little or no room for error.  Mistakes can result in disastrous consequences, including the loss of your home or essential transportation. Under such a scenario, credit information can be an essential element in avoiding potentially costly mistakes.free credit course

Financial education also helps you plan for long-term financial well being while you cope with your immediate situation. Among the valuable skills that can be developed through paid and free credit courses are alternative approaches to borrowing to meet financial shortfalls, establishing a working budget and eliminating wasteful spending.

Getting Credit Smart with LoanNow:

When you become a LoanNow customer, you get more than a loan. You also gain access to articles in various areas of personal finance equivalent to a curriculum of free credit courses. We also provide incentives to encourage responsible credit management and individualized assistance to keep borrowers on track. Let us show you how LoanNow can help you get credit smart too!

Check Your Rate

Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.