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LoanNow Is A Lender with No Middlemen

If you’ve ever conducted an online search for payday loans, you’ve undoubtedly discovered that finding a real payday lender among all the aggregators and outright scams can be an exercise in frustration. But if the aggravation of weeding through all the junk discourages you from getting a payday loan, that’s all for the good. LoanNow allows you to skip the search for a payday lender altogether.

Online Payday Loan Sites:

Real Payday Lender

Many online payday loan sites advertise that all applications are accepted. Such phrasing is usually a dead giveaway that you’re not dealing with a real payday lender. While it’s true that many payday lenders do not conduct conventional credit checks, no real payday lender accepts 100 percent of all applicants. Borrowers must demonstrate that they have a steady source of income and that they are not presently in bankruptcy. In addition, members of the military and their families are also disqualified by many payday lenders, largely due to the Military Lending Act of 2007.

Instead, the site is likely administered by an aggregator rather than a real payday lender. Aggregators collect distribute the information they collect on payday loan borrowers to payday lenders or even to other aggregators. While some aggregators work directly with a pre-selected group of payday lenders, many sell information to any and all comers. As a result, your email inbox is often flooded with unsolicited “offers” for payday loans or “invitations” to finish payday loan applications that you never actually started with those particular lenders. Worse, some of the “offers” that you receive may be straight up scams or attempts to steal your financial information.

Real Payday Lender

Even if you find a real payday loan site, your information may still be at risk. Many online lenders are based out of state or even outside the country, making it difficult or impossible to pursue complaints against them. With the recent reports of online data breaches striking some of the biggest names in commerce, you should really think twice about submitting personal and financial data to an anonymous online payday lender.

The LoanNow Difference:

With LoanNow, you won’t have to wonder where your information is going. We never sell your information to third parties. As a direct lender, we have our own underwriting department and we make our own lending decisions. And as a certified business with the Better Business Bureau, we have an A+ rating. You can be assured that any concerns will be handled efficiently and with the utmost care. Why not experience the difference a real online lender can make with LoanNow!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.