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Fast Payday Loans with Quick Approval

Banks usually offer the lowest interest rates for personal loans. But you often have to wait weeks for a decision. If your credit is less than perfect, you must often provide collateral or a credit-worthy cosigner– or you’re simply turned down flat.

What’s the alternative?

Many desperate borrowers are lured by TV ads or Internet websites promising fast payday loans with no credit checks. Others put their property on the line with pawn shops. But LoanNow is a better alternative.

Brick and Mortar Payday Loan Stores:

Fast Payday Loans

In many cities and towns across the country, brick-and-mortar payday loan stores promise fast payday loans. Borrowers simply supply the necessary paperwork along with one or more post-dated checks made out to the payday lender, and upon approval, receive cash on the spot. But brick and mortar payday loan stores frequently operate during limited hours. If you need a loan during the evening, over the weekend or during a holiday, you’re out of luck.

Online Payday Lenders:

Many online payday loan sites also claim to offer fast payday loans. Online payday sites also allow borrowers the convenience of submitting their applications in the privacy of their own homes 24/7. There is no driving across town and no risk of embarrassing encounters with friends or acquaintances.

But many online payday sites are not operated by lenders, but by aggregators. They distribute borrowers’ information to third parties that might – or might not be – direct payday lenders. In light of recent online data breaches that have hit prominent commercial ventures ranging from JP Morgan Chase to Target, submitting personal information to anonymous payday loan aggregators might seem risky.

Fast Payday Loans

But even direct payday lenders carry risks to borrowers. They may actually offer fast payday loans, but the problems associated with payday loans often appear nearly as fast as their loan disbursements. High interest rates and short repayment periods mean that many borrowers are unable to repay their payday loans on their original repayment dates, triggering expensive rollovers that can quickly multiply the amount owed. And many online payday lenders operate out of state or outside the country, placing them out of reach for local or state jurisdictions, or even the federal government.

The LoanNow Alternative:

You won’t find promotions for fast payday loans on the LoanNow website, because we don’t do payday loans.

What we offer is the convenience and privacy of online payday loans along with the speed of brick-and-mortar payday loan stores. Our five-minute application requires no outside documentation and no faxing. **

Almost everyone receives a response within 24 hours. And qualified approved borrowers receive money on the spot, * thanks to our innovative Instant Funding technology. Plus we never require collateral – or your car title and we say no to expensive rollovers.

Try the LoanNow difference for yourself today!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.