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Get a Payday Loan Online – Apply in 5 Minutes!

It’s 8:30 p.m. on Saturday, and your car breaks down. You have no money in your bank account and no credit cards.  You need your car to get to work on Monday morning. What can you do?  Local pawn shops or payday loan stores are almost always closed. Even if you get a payday loan online, you may have to wait until Monday morning before the deposit hits your bank account. LoanNow may have the answer you’re looking for – without the risk to your financial well being associated with payday loans.

payday loans onlineLocal Short-Term Loan Options

Local payday loan stores and pawn shops provide cash on the spot, which can be critical when you need groceries TODAY. But local payday loan stores or pawn shops may not always be an option. One of the main reasons that you attempt to get a payday loan online is that there are no other options available. Many states place severe limitations on brick-and-mortar payday loan stores or ban them altogether.  Even when there are local payday loan stores nearby, their hours are often limited to weekdays and Saturday mornings and afternoons. The same is true with pawn shops.

Online Payday Loans

Applying for online payday loans is convenient. You can get a payday loan online through a few simple clicks on your computer from the privacy of your own home. You can apply 24/7 and if you submit your application during the week, you can receive an approval within minutes and a deposit to your bank account the next business day.

Of course, none of this is much help when you’re dealing with a financial emergency after hours, during the weekend or on holidays.  And if there’s a problem with your application or with your loan, it can be difficult to get help, especially if your payday lender is based out of state or overseas.  Out of state and foreign lenders frequently have sketchy or nonexistent customer service, and are often beyond the reach of local, state or even federal law enforcement agencies.

LoanNow Payday Loans OnlineLoanNow Is Different

If you’re faced with an emergency and you can’t get a payday loan online that pays out immediately, LoanNow may be able to help.  You can apply 24/7 and receive a response within 24 hours. If your bank participates in our Instant Funding system, you can get your money within minutes, * even when local payday loan stores are closed.

If you have questions about your application or run into problems after you receive your loan, our responsive customer service team is ready to help.  As an accredited business with the Better Business Bureau, LoanNow has earned an A+ rating, so you can borrow with confidence.

Let LoanNow help you deal with your next financial emergency!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

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* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.