Plastic Surgery Loans
If you’ve always hated your protruding ears you may be considering plastic surgery. But the price for the procedure may give you sticker shock. Unless you can convince your insurance company that the surgery is medically necessary, you’re on the hook for the entire cost. If you’re determined to have the work done anyway, you may pay for the procedure with a credit card – if your credit limit will cover the cost. Otherwise, plastic surgery loans from LoanNow could be your best option.
Banks and Finance Companies
Most plastic surgery procedures aren’t emergencies, so lengthy waits associated with bank applications may not be a problem. On the other hand, the loan officer at your bank may frown upon providing funding for plastic surgery loans, which could make obtaining approval difficult. Even if your bank doesn’t pass judgment on your reason for borrowing, you may still be turned down if your credit isn’t up to par, unless you’re willing to put up collateral to guarantee your loan or you’re able to provide a creditworthy co-signer. If your credit is poor, you may be declined even with a co-signer.
The Kindness of Strangers
These days, you can read about crowdfunding campaigns to help people rebuild their homes after natural disasters or cover the costs of funerals. Peer-to-peer lenders like Prosper or Lending Club have applied the crowdfunding model to personal loans. Prospective borrowers must usually have FICO scores in the mid-600s to qualify. Seeking peer-to-peer loans also requires providing an extensive amount of information to a semi-public audience, which could make you vulnerable to identity theft or unauthorized access to sensitive data stored on your computer or on the servers of your financial institutions. Many prospective lenders are also likely to look unfavorably on requests for plastic surgery loans. As a result, your request may not be funded.
Why Not Try LoanNow?
A responsible non-bank lender like LoanNow could represent your best option for plastic surgery loans. We won’t judge your reasons for borrowing, and we won’t make you wait weeks for a lending decision. You also won’t be required to air your laundry in public: we don’t share your personal or financial information with third parties. You also don’t need collateral or perfect credit. We consider your entire financial profile in making our lending decisions – not just your FICO score. If all these factors appeal to you, your next move should be to initiate a loan application with LoanNow. You could have the funding you need with minimal stress and almost no waiting. Why not apply today!