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Lasik Financing

Back in the day, people with vision problems were forced to wear glasses. Those unfortunate individuals with really poor vision were obliged to wear huge glasses with thick lenses and heavy, unsightly frames. But contact lenses, and later, Lasik surgery changed all that. But the cost of Lasik surgery is rarely covered by insurance plans. This leaves the responsibility of Lasik financing to the individual having the surgery. LoanNow is an ideal source for Lasik financing.

financingHow Lasik Surgery Works

Lasik is actually an acronym for “laser-assisted in situ keratomileusis,” which is a form of eye surgery performed with lasers. While Lasik is the most popular form of laser eye surgery; PRK is another option that is performed using a different procedure.

With Lasik surgery, a flap is created in the cornea with a laser. The surgeon removes tissue from the cornea to improve the way it reflects light to the retina. Lasik surgery requires little down time; some patients are able to return to work the following day. Lasik surgery is most commonly employed as a treatment for astigmatism, nearsightedness and farsightedness. Some patients achieve 20/20 vision after having Lasik surgery; others still require vision correction, but much less severe correction that before.

Sources of Lasik Financing

Some Lasik facilities accept credit cards as a form of payment; others offer Lasik financing in house.  Using credit cards for payment eliminates the need to obtain credit approval, but credit cards carry their own disadvantages. Depending on the credit rating of the individual, interest rates and APRs for credit cards can be quite high. And because credit cards represent revolving debt, the resulting debt could ultimately total far more than the cost of the actual surgery. In house Lasik financing that is interest free represents a potentially excellent means of paying for surgery. On the other hand, in house Lasik financing may carry hefty interest charges.

The LoanNow Alternative

Lasik financing from LoanNow has a lot of advantages. Unlike banks loan applications, the LoanNow application process can be completed within hours or days – not weeks. LoanNow also looks beyond borrowers’ credit reports and FICO scores to make lending decisions. Borrowers whose credit problems were in the past but have since been resolved could be approved – even after banks have said no. LoanNow offers installment loans, not revolving credit, which means that each payment actually decreases the amount of outstanding debt.

Quick decisions, no revolving debt and reasonable repayment periods – LoanNow could allow you to see the world without glasses sooner than you think!

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* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

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