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Breast Implant Loans for People with Bad Credit

Many women seek breast augmentation to achieve a curvy figure. But paying for breast augmentation can be a challenge. Unless the surgery is performed as breast reconstruction in conjunction with a mastectomy, insurance won’t cover the cost. But when seeking breast implant loans bad credit can definitely throw a wrench into the works. LoanNow may provide the answer that allows women to obtain the shapely figures they desire.

financingCosmetic Surgery Financing Options

Bank loans are generally not an option for borrowers with bad credit. Banks almost always require prospective borrowers to have good or excellent credit to be approved. Applicants with marginal credit can sometimes be approved by providing collateral or a credit-worthy co-signer.

Many people turn to credit cards to finance plastic surgery. But credit cards that are available to consumers with bad credit often carry low credit limits, high fees and high interest rates and APRs.  As a result, it is highly unlikely that such cards will have a sufficient credit limit available to finance any plastic surgery, including breast augmentation.

For borrowers with sufficient equity in their homes, home equity loans provide a possible option. With home equity breast implant loans bad credit may be a less damaging factor because such loans are secured. Of course, this raises the question of whether it is wise to put one’s home on the line to cover the cost of elective surgery.

Options to Avoid

Desperate borrowers often turn to less-than-ideal sources to obtain the cash they need. And it is true that with breast implant loans bad credit is not an obstacle for pawn shops and payday lenders. Nonetheless, borrowing from these sources carries significant risks.

Pawn shops demand that you relinquish possession of valuable merchandise or property as collateral. You are generally given 30 to 60 days to repay the loan, in full, plus interest. If for some reason you are unable to reclaim your property by the deadline, you lose it for good. Do you really want to risk losing valuable family heirlooms because you were unable to reclaim them from a pawn shop?

Payday loans are even worse. While they generally don’t require collateral, they do require you to essentially sign over a significant portion of your next paycheck. If you are unable to pay the loan in full, you’re drawn into a cycle of rollovers that can actually result in your owing MORE than you originally borrowed even after consistently making payments for months. 

Why LoanNow Is Better 

With LoanNow breast implant loans bad credit is not necessarily a deal breaker. We consider more than your FICO score in making our lending decisions. And we don’t require collateral or payment within in full within a few weeks. Instead, we provide real installmentloans with manageable monthly payments. It that sounds good to you, why not let LoanNow help you achieve the curvaceous figure you desire?

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* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

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