Many people are plagued with bulges and rolls that refuse to budge, even after rigorous diet and exercise. Liposuction can eliminate those stubborn pockets of fat. But medical insurance plans almost never cover the cost of liposuction. For many people liposuction loans are the only option. Liposuction loans from LoanNow may be the best available option.
How Liposuction Works
In contrast to conventional surgery, liposuction does not require large incisions. Instead, a canula is inserted at or near the locations of unwanted fat, and the fat is literally sucked out of the body. Many patients are able to return to normal activities within several days after liposuction, although there is some swelling and pain involved. The effects of liposuction can be dramatic, with some patients going down several shirt, dress or pant sizes.
Borrowing from a Bank
While liposuction loans from banks are a possible option, the requirements for bank loans are stiff. Banks often have strict credit requirements for borrowers, requiring applicants to have good or excellent credit. Applicants whose credit is marginal are often required to provide collateral or creditworthy co-signers before they can be approved. Many borrowers with less than ideal credit are turned down outright.
Maxing Out on Plastic
For individuals holding credit cards with high credit limits, whipping out the plastic provides a means of paying for liposuction. Many cosmetic surgery providers readily accept credit card payments. To pay for procedures at facilities that don’t accept credit cards, liposuction loans from credit card advances are an option. But credit cards represent a form of revolving debt, with interest added to each monthly charge. In addition, cash advances are almost always charged much higher interest than regular payment transactions. As a result it’s possible to be paying for liposuction – at least indirectly – long after the procedure is finished.
Direct Financing from Cosmetic Surgery Providers
Some free-standing cosmetic surgery facilities provide liposuction loans, payment plans or other direct forms of financing for their patients. In some cases, liposuction loans from such facilities are interest-free; others are not. Such financing can make cosmetic procedures more affordable for individuals who would otherwise not be able to pay for them.
The LoanNow Option
LoanNow provides personal loans for many purposes, including liposuction loans. We offer more flexible underwriting terms than most banks, along with shorter waits. LoanNow loans are also installment loans – that means that your monthly installment payments reduce the amount that you owe. After you’ve completed your repayment period – your loan is paid in full, which can ultimately save you money. Why not check out LoanNow today?