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Breast Augmentation Financing

Back in the day, women stuffed socks in their bras to enhance their bust lines. Today there are push-up bras and other undergarments to make women seem shapelier. But many women seek a more permanent solution. But breast augmentation financing is generally not covered by insurance. Alternate sources of funding are necessary. LoanNow may be the right source breast augmentation financing for you.

financingInsurance Coverage 

Breast augmentation financing through insurance coverage is generally only available when procedures are performed in combination with medically necessary treatments. For instance, breast reconstruction surgery is usually covered when performed after a mastectomy.  On the other hand, if you’re an exotic dancer like Chesty Love, you may be able to depreciate the cost of your implants on your federal income tax returns. Otherwise, you’re completely on the hook for financing your more voluptuous physique.

HSAs and FSAs 

Many people put funds aside in Health Savings Accounts and Flexible Spending Accounts to cover deductibles and other medical-related costs not included in their insurance plans. Unfortunately, HSAs and FSAs cannot be used for elective breast augmentation financing. If you withdraw funds from your HSA or FSA to pay for your breast implants, the IRS will assess income taxes on the amount that you withdraw from your account.

Plastic for Plastic 

Many plastic surgeons and outpatient facilities accept credit card payments as a form of breast augmentation financing. If your credit limits are high enough to cover the cost of the surgery, whipping out the plastic allows you to spread out your payments over time. But unless your card carries a zero or very low percentage APR, you may be paying for your surgery for years to come, eventually paying much more than you would have if you had paid the entire cost of your procedure up front.

Why Not Try LoanNow? 

An installment loan represents another source for breast augmentation financing. Loans from a bank credit union or responsible loan company like LoanNow can provide a means of extending the cost of your surgery over time while providing a repayment structure with manageable, predictable monthly payments.  If your credit is less than perfect, you’re likely to be turned down by a bank. But at LoanNow we look beyond your FICO score to consider your entire financial profile. We say yes when many banks say no. LoanNow may be your best source for breast augmentation financing with the speed and convenience you desire and repayment terms you can live with!

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* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.