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Help With Back Rent

Unexpected medical bills or a major car repair can take a real toll on your budget. If you’re living paycheck to paycheck, you probably have to hold off on paying other essential bills to deal with the circumstances.  Your creditors may be understanding at first, but unless you’re able to resume making payments soon, you may find yourself facing serious financial consequences. And if one of those creditors is your landlord, the consequences could be especially severe. LoanNow can provide help with back rent to put you back in your landlord’s good graces.

help-with-back-rentBank Loans

For many people, banks represent the traditional source for loans. But turning to loans for help with back rent can be problematic. Banks typically demand borrowers present good credit profiles and high FICO scores, which may not be the case if you’re dealing with a financial emergency. Borrowers who do meet the underwriting criteria for bank loans still face lengthy waits – many bank loans require weeks to process. That’s time many borrowers facing the prospect of eviction simply don’t have.

The Quick Money Trap

Tenants who are desperate may turn to quick money options for help with back rent. None of these apparent solutions are ideal, but some are definitely worse than others.  Some landlords accept credit card payments, which presents a solution for tenants whose plastic is not maxed out. Other tenants may turn to credit card cash advances, which carry higher APRs than purchase transactions, with interest that is often imposed from the very day the advance is taken.

For tenants whose credit cards are maxed out – or who don’t have credit cards at all, quick money options are even less desirable. Pawn shops and payday loans provide loans with few or no questions asked – but at a very high price.  Pawn shops require borrowers to surrender their property as collateral, while payday lenders charge prohibitively high interest rates and impose unrealistically short repayment periods on borrowers – and trap borrowers who can’t repay their loans on time with rollovers.

The LoanNow Difference

LoanNow provides real help with back rent, processing your loan application within 24 hours – not weeks. And our loans carry manageable repayment periods measured in months, not weeks or days, and we never require collateral   If your credit is less than perfect, don’t despair.  We look past your FICO score to consider your entire financial profile – we say yes when many banks say no. Why not give LoanNow a try?

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.