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Quick Personal Loans

If you’re shopping for a house or even a car, you expect the loan process to take time. But if you’re faced with the prospect of having your utilities shut off, you don’t have time to go through that process. But many sources of quick loans are actually more like financial quicksand. Fortunately, LoanNow provides the money you need, when you need it – without the financial pitfalls you neither want nor need.

quick loanThe Problem with Bank Loans 

Bank loans traditionally offer the lowest interest rates, especially for customers with good or excellent credit. Bank loans also structure their repayment periods in monthly installments which are designed to be manageable for borrowers. But banks typically impose strict requirements on potential borrowers. Applicants with low FICO scores must usually offer collateral or credit-worthy co-signers to qualify for bank loans. And quick loans are almost unheard of. Even creditworthy applicants must endure the sometimes lengthy waits associated with the lending process for bank loans.

Sources of Quick Loans

For borrowers who cannot qualify for bank loans or who cannot afford to wait for a bank to make a lending decision, options for quick loans range from potentially problematic to downright hazardous to financial health. Credit card cash advances carry higher APRs than purchase transactions and have no grace period. Pawn shops demand collateral in the form of personal possessions that often both sentimental and monetary value.  Relationships with friends and family may be strained by request for loans and especially if borrowers are unable or unwilling to repay the money they borrow.

Payday lenders represent an especially dangerous source of quick loans. Whether you borrow from a payday loan store or an online payday lender, you are quickly faced with the prospect of repayment in full, often within weeks of receiving your loan. If you’re like most borrowers, you are in no better financial position when a payday loan due date arrives than you were when you took the loan.  As a result, you’re drawn into a cycle of rollovers and partial payments that can endure for months, if not years.

quick-loansWhy LoanNow Is Better 

At LoanNow, we understand that you can’t always wait for a bank to approve your loan application. We offer loans with the convenience and speed of you need without the drawbacks associated with other quick loans. We don’t require collateral and we also say no to rollovers that can trap you in ongoing debt. Like friends and family, we look beyond your FICO score to evaluate your entire financial picture, without the risk of straining your relationships. From almost every angle, LoanNow is a better loan choice!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.