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Healthcare Costs Loans from LoanNow!

If you’re struggling to cover healthcare costs loans are logical considerations.  This is especially true if you don’t have access to Health Savings Accounts or Flexible Spending Arrangements.  But all loans are not created equal, especially where covering healthcare related expenses are concerned.    While banks and finance companies represent potential resources for healthcare costs loans, payday loans should not even be considered, even if the need for cash is urgent. In such cases, a loan from LoanNow might very well represent the very best alternative.

Bank and Finance Company Loans:

Healthcare Costs Loans

For elective healthcare costs loans from banks and finance companies may be the right alternative. That’s because banks and, to a lesser extent, finance companies, offer personal loans with the lowest interest rates. That’s important when you’re dealing with healthcare costs, which frequently run into thousands of dollars. But for emergency health related expenses, holding out for lower interest rates on bank loans may not be realistic. That’s because the processing for bank loans can require weeks – which may represent time you do not have.

Payday Loans:

Unfortunately, many desperate borrowers resort to payday loans when time is of the essence.  While it’s understandable to seek immediate funding to cover urgent healthcare costs loans from payday lenders are definitely hazardous to your financial well being.  Although payday lenders often advertise their services as being designed for emergencies such as medical issues, what’s hidden in the fine print is how expensive they are. Even loans that are initially relatively small can soon mushroom out of control – which is the last thing someone dealing with a medical emergency needs.

That’s because along with interest rates that are prohibitively high, most payday loans carry very short repayment rates. That’s because repayment is tied to your next pay date, which could be as short as one week later.  This sets up a scenario where borrowers are often unable to pay the full amount they owe, which triggers payday lenders to roll over the loan – adding a fresh set of interest charges and fees with each rollover. It’s easy to see how this process could cause loans amounts to multiply.

The LoanNow Difference:

Healthcare Costs Loans

Fortunately, there is an alternative that allows borrowers avoid the wait associated with banks and the hazards inherent with payday loans. To cover urgent healthcare costs loans from LoanNow are both fast and manageable.  LoanNow employs an efficient and convenient online-based lending platform that allows borrowers to apply in the privacy of their own homes anytime, with processing speeds that rival those of payday loans.

But LoanNow is not a payday lender. We provide larger loans with longer repayment periods, just like banks do. Our intention is to provide a cushion for borrowers that can make a real difference in getting back on track. If that sounds like the right prescription for you, why not give LoanNow a try today!

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* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

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