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Online Money Lenders

Borrowers seeking to avoid the hassle of driving across town to submit applications with brick and mortar lenders often seek loans from a money lender online.  But in many cases, the search results in email inboxes stuffed with SPAM and attempted identity theft. That’s because many so-called online lenders aren’t lenders at all. Savvy borrowers skip the SPAM and stick with a direct money lender online like LoanNow.

Money LenderHow a Money Lender Online Works

With a traditional brick-and-mortar lender, borrowers must gather their paperwork and drive across town to the lending institution, or conduct a lengthy phone call with a lending officer. Whether in person or by phone, the appointment must take place during business hours. More than one borrower has been forced to miss at least part of a workday in order to submit an application.

Unlike brick-and-mortar lenders, a money lender online uses the Internet to process loan applications and utilizes the Automated Clearing House (ACH) system to process loan payouts and repayments.  As a result, borrowers are able to submit their applications in the privacy of their own homes, on their own schedules.  This convenient system allows LoanNow to process applications in minutes or hours and dispense loans for approved borrowers as soon as the following business day.

“This Website Is Not a Lender”

Sometimes a so-called money lender online is not really a lender at all. Instead, many websites operate as intermediaries for third parties. In some cases, the websites are legitimate loan brokers that work with specified lenders. However, other websites are little more than fronts that gather borrower information to sell to third parties.

When a so-called money lender online features too-good-to-be true promises like “100 Percent Accepted!” that should signal a red flag for prospective borrowers. Checking the fine print reveals the truth. “This site is not a lender” or similar language informs borrowers of the actual nature of such websites. Borrowers unfortunate enough to submit their information to such websites often find their mailboxes jammed with SPAM and “offers” from lenders they’ve never heard of, let alone submitted applications.  In such cases, the best course of action is to delete all the messages without opening them. It’s also a good idea to keep an eye on financial and personal information to catch attempted scams or identity theft before the damage becomes too extensive.

The LoanNow Advantage

LoanNow is a direct lender. We don’t share information with third parties. And our A+ rating from the Better Business Bureau means you can borrow with confidence.  The next time you are seeking a money lender online –look no further than LoanNow!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.