Helping Good People Get Better Loans

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Money Lender

For mortgages and car loans, banks are the logical choice for a money lender. But if you need cash right away, or if your credit is less than perfect, a bank or credit union isn’t the ideal money lender.  Other lending sources may provide the cash you need, but with serious strings attached. For many borrowers, choosing the right money lender is as simple as checking out LoanNow.

money lenderGood Credit Required

If you meet the lending criteria, banks are often an excellent option for a money lender.  But those criteria can present a challenge for many borrowers. That’s because banks rely heavily on prospective borrowers’ FICO scores in making lending decisions. Applicants with marginal credit are often required to provide collateral or a creditworthy cosigner or collateral as a condition for approval.

Must Provide Collateral

Pawn shops represent a money lender of last resort for many people seeking quick cash. Pawn shops provide borrowers with cash on the spot and no questions asked. The catch is that borrowers must provide collateral as a condition for obtaining their loans.  Jewelry and high-end electronics are among the most readily accepted forms of collateral.  Borrowers must repay their loans; along with hefty inters charges, in full, usually within 30 to 60 days, or risk losing their possessions for good.

Danger!  Financial Hazards Ahead

Payday lenders have exploded in recent decades as a money lender for borrowers with bad credit. Unlike bank loans, payday lenders do ton run conventional credit checks. Unlike pawn shops, payday lenders do not require borrowers to surrender their personal items up front as a condition for their loans.

money lenderHowever, payday loans can be downright hazardous to your financial health. They’re called payday loans for a reason – borrowers are required to repay their loans in full when their next paycheck arrives.  However, this is impossible for many borrowers -= so instead, they make partial payments. This triggers a cycle of rollovers, each with a fresh set of interest charges and administrative fees. Borrowers are often trapped in this cycle for months – sometimes years – -before their loans are finally paid off.

The LoanNow Advantage

For many savvy borrowers, LoanNow is their go-to money lender. Unlike banks, we look beyond FICO scores to consider your whole financial profile. Unlike pawn shops, we never demand collateral – and we say no to rollovers. Instead, or repayments are structured with manageable monthly installments.   We’re the better than a bank lender – why not check out the LoanNow advantage for yourself!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.