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Money To Lend

As a borrower seeking institutions with money to lend, you have plenty of choices – at least if you have good or excellent credit. You could go all-in with peer-to-peer loans or stick to the tried and true route of applying for a traditional bank loan.  But if you’re dealing with a financial emergency or your credit is less than perfect, you may discover that LoanNow provides the ideal option for money to lend.

Money LenderMoney to Lend from Banks

Low interest rates and manageable monthly installment repayment plans. Banks represent an attractive source for money to lend when you’re buying a house or car. But borrowers must have good credit to qualify for the best rates.  Applicants with blemishes on their credit records must often provide collateral or a credit worthy co-signer to be approved for a bank loan. Applicants with poor credit often don’t stand a chance.  And the wait for bank loan application processing can be excruciating even for applicants with sterling credit profiles.

Money to Lend from Online Lending Brokers

Online lending brokers provide money to lend and allow applicants to submit applications from the privacy of their own homes, on their own schedules.  If you’re approved and have good credit, you may receive multiple offers with favorable APRs and repayment terms.  If your credit is marginal or poor, you may receive only a single loan offer or none at all.

Money to Lend from Peer-to-Peer Lenders

Peer-to-peer lenders provide money to lend online by adapting the crowd funding model. Potential borrowers must pass a preliminary credit screening that eliminates applicants with FICO scores below the mid-600 range. If you pass the screening, you must post an extensive personal and financial profile on the website’s semi public forum. Potential lenders, drawn from the general public, can choose to fund some, all or none of your borrowing request. Borrowers don’t receive any money unless and until their requests are fully funded. If you’re squeamish about posting detailed personal data online, or need money quickly, the peer-to-peer model may not be for you.

Hard Money Loans

If you own real estate with substantial equity, hard money lenders may be a potential source of money to lend. However, most hard money lenders require good or excellent credit from potential borrowers. Also, hard money loans typically total only about 70 percent of the property’s After Repaired Value (APR). For a home with an APR of 200,000 dollars, the maximum hard money loan would be about 140,000 dollars.

LoanNow

LoanNow provides money to lend along with several advantageous features.  As a direct lender, we don’t share your personal or financial information with third parties. You’re not required to provide collateral of any kind to qualify for a loan. Less than perfect credit is not a deal breaker. We look beyond FICO scores to consider your entire financial profile.  Best of all, your application will receive a response within minutes or hours – not weeks.  We provide the money you need with minimal hassle. Why not check out LoanNow today!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.