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Quick Loans Online

With quick loans online, you can not only obtain the money you need quickly, you can also avoid the potential embarrassment of running into a neighbor or co-worker on your way to or from a payday loan store.  But the convenience of getting quick loans online from a payday lender is far outweighed by being caught in the trap of payday loans. Fortunately, LoanNow provides an alternative for obtaining the money you need, when you need it – with repayment plans that you can live with.

quick loans onlineThe Problem with Bank Loans 

Bank loans can really enhance your quality of life. Banks offer loans for purchasing cars, houses or even paying for once-in-a-lifetime vacations. But banks place tough requirements on potential lenders – imposing stringent credit checks and sometimes requiring lenders to provide co-signers, collateral or both.

The process of obtaining bank loans can be lengthy. You can wait weeks while the bank goes through the underwriting process. If you’re facing a financial emergency, waiting for a bank loan may not be a viable option.

The Trap of Payday Loans

Many payday lenders offer quick loans online. At first glance, they can seem like a lifeline. Especially if you apply online, you can obtain a loan within 24 hours without ever leaving your home. But payday loans are set up so that it is almost inevitable that you will eventually pay much more than you originally borrowed.

That’s because payday loans combine extremely high interest rates with unrealistically short. In some cases, payday loans are due within a week or 10 days after you receive the money. Most borrowers – four out of five according to the Consumer Financial Protection Bureau – can’t pay their loans in full. That’s when the rollovers kick in, with each rollover imposing a new set of interest charges and administrative fees. After just a few rollovers, many borrowers who originally had modest three-figure loans find themselves with an obligation well into four figures.

LoanNow: the UnBank Loan 

Fortunately, getting the money you need doesn’t involve waiting weeks for a decision or trapping yourself in an endless cycle of debt. LoanNow provides quick loans online that really fit your budget. Nearly all applications receive a response within 24 hours.If you’re approved, you could have your money overnight.  And at LoanNow, we don’t expect you to repay your loan in one lump sum. Instead, we offer manageable monthly installments – just like a bank loan. Why not try the speed and convenience of an unbank loan from LoanNow today!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.