Helping Good People Get Better Loans

Check Your Rate
Back to Quick Loans

Quick Loans No Credit Check

When you need money, you often need it NOW. And unfortunately, you may not have the best credit profile. With quick loans no credit check means getting the money you need without dealing with embarrassing questions. But such loans often come at a high price. LoanNow allows you to complete the loan application process in the privacy of your own home, without risking your financial future. Shouldn’t you turn to LoanNow to meet your financial emergencies?

loansThe High Price of No Credit Check Loans

There are two major types of quick loans with no credit check: payday loans and pawn shop loans. But such loans often come with significant strings attached. With pawn shop quick loans no credit check means surrendering personal property as collateral. Worse, you only receive a fraction of the actual value of your property. If you fail to repay the loan – plus interest, you lose your possessions.  With payday quick loans no credit check means payment is expected – in full – when you receive your next paycheck. If you’re paid every week, that means your loan could be due within just a few days. If you can’t repay the loan in full, you’re drawn into the trap of payday rollovers that can result in your owing more than you originally borrowed – even while making regular payments!

No bueno.

If It Sounds Too Good to Be True

Your credit is trashed, your bank account is operating on fumes – and the rent is due. Faced with the possibility of being out on the street, you desperately seek sources for the funds you need to satisfy your landlord. Then you see TV commercials or Internet ad for instant loans no credit check quick cash – and in your desperation you pick up the phone, make the trip across town or check out the website of the payday lender, car title lender or pawn shop.

If you actually obtain a loan, you consider yourself lucky – but in many cases your luck has just run out. Such quick loans typically carry high interest rates and have short repayment periods. Subprime lenders justify these predatory lending practices because they claim, with some justification, that they are taking risks on borrowers with high default rates. But in many cases, subprime lenders create the circumstances that cause borrowers to default. After all, if you can’t afford to pay your rent now, there’s little reason to believe that you will be able to afford to pay your rent, plus a hefty interest charge in a few short weeks. But that’s just what many subprime lenders demand from borrowers.

LoanNow Is Different

With LoanNow quick loans no credit check doesn’t happen. Instead, we take an individual approach to the lending process. We look beyond your credit profile and FICO score to evaluate your overall financial circumstances. While most applications are completed within just a few hours, we’re willing to take the time to sort out mitigating circumstances that don’t’ always show up on standard loan applications.

Once you’re approved, you’ll find that LoanNow is committed not only to providing loans, but helping our customers improve their financial profiles. If customers fall behind in their payments, we work with them to get them back on track – without costly rollovers. At the same time, we reward customers who maintain a timely repayment record with lower interest rates on future LoanNow loans.

We also understand that may individuals ad households run into money problems because of a lack of basic financial knowledge. That’s why we provide informative information and blog posts that are available not only to our customers, but to the public.  Isn’t it time you experienced the LoanNow difference? Why not give us a try today?

Check Your Rate

Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.