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Fast Unsecured Loans

For borrowers with less than perfect credit, obtaining fast unsecured loans may seem out of reach.  Fast loans from pawn shops require collateral – putting personal possessions or family heirlooms at risk. Unsecured loans from banks often take weeks for applications to be processed – and often require co-signers for borrowers with less than stellar credit to have a chance of being approved.  LoanNow provides a solution to this dilemma: offering fast unsecured loans – and saying yes to many borrowers that banks turn down. Why not give LoanNow a try today?

loansFast, but Collateral Required 

Pawn shops have been around for decades. Individuals desperate for cash have offered everything from guitars to gold chains in exchange for small dollar, short term loans provided quickly with no questions asked. Such borrowers typically have little hope of qualifying for fast unsecured loans from banks, even if they could afford to wait for a bank decision on a loan application.

For many individuals, pawn shops are lenders of last resort. It’s embarrassing to risk being seen going into or coming out of a pawn shop, and depressing to give up personal possessions, even temporarily.  And there is always the risk that the loan cannot be repaid within the 30 to 60 day window provided by pawn shops – which means that the property offered as collateral is forfeited forever.

Unsecured but Slow 

For borrowers who can pass a credit check, banks and credit unions represent one of the better options for credit. Although the lengthy application process often precludes the possibility of obtaining fast unsecured loans, banks and credit unions offer the lowest interest rates for credit.  But if you’re facing the prospect of having essential utility service shut off due to nonpayment, low interest rates are less important than speed. And a bank loan, no matter how low the interest rate, is of little use after you’ve been evicted from your apartment or your car has been repossessed.

fast-unsecured-loansFast, Unsecured Loans from LoanNow 

With LoanNow, you don’t have to choose between fast but secured or unsecured but slow. We understand that you don’t want to put Uncle Henry’s gold watch or your own iPad on the block and that you can’t always wait weeks for a bank to make a decision. We never require collateral and we make decisions quickly, often getting you the money you need on the following business day. We also look beyond your FICO score to consider your entire financial profile. For fast unsecured loans with terms you can live with, check out LoanNow! You’ll be glad you did.

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.