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Vacation Loans From LoanNow – Easier, Faster, and Better

While saving for a vacation is ideal, vacation loans can be a practical alternative if you borrow from the right lender. Banks and credit unions offer the best interest rates for customers with excellent credit.  Other responsible lenders, including LoanNow can provide a vacation loan for borrowers who might have trouble qualifying for bank loans. Why not give us a try today?

vacation loanVacationing on Plastic 

As an alternative to vacation loans, you could charge all expenses to one or more credit cards. However, credit cards are revolving debt, with interest charges added to the outstanding balance each month. Unless you have a 0 percent APR for your account, you could be paying for your vacation for months or years after you return.

Travel Courtesy of Uncle Sam 

Many people eagerly anticipate receiving their tax refunds. Financing your vacation courtesy of Uncle Sam can allow you to avoid taking a vacation loan. But tax refunds are not like a bonus or a gift. They’re actually interest free loans that you make to the federal or your state government.  Looking at things that way should make getting a big tax refund less desirable.

Cashing in on Your House

Back in the day many people treated their homes almost like live-in piggy banks. Home equity loans were an extremely popular way to finance weddings, home remodeling projects and, yes, vacations. It’s one thing to take a home equity vacation loan to finance a trip for a family reunion to visit with relatives that you might not ever see again. But borrowing against your home for an ordinary vacation is a move that you could very well come to regret.

Payday Loans? Just Say No 

If you have marginal credit, getting vacation loans from a bank is a long shot.   On the other hand, payday lenders prominently advertise vacation loans with no credit check. Don’t be fooled. Taking a payday loan for any reason is an unwise move. Taking a payday loan a vacation is especially unwise, if only because you will likely have to begin paying for the loan before you return from your trip – or maybe even before you leave!

The LoanNow Alternative

A vacation loan from LoanNow is convenient. We make a decision and provide your funds within hours or days, not weeks. We look beyond your FICO score in making lending decisions – we often say yes when banks say no. Our repayment plans are structured with manageable monthly payments. You don’t have to max out your credit cards nor is there the need to sacrifice the equity in your home. With LoanNow, you’ll be packing your bags in no time!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.