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Payday Loan Today

Your electricity is due to be shut off, but you don’t get paid for another three days.  If you’re like many desperate consumers, you consider applying for a payday loan today, either at a payday loan store or online.   While your anxiety is understandable, applying for a payday loan today may result in long term financial hardship.  LoanNow can provide the money you need – without the pitfalls of payday loans.

loan todayPayday Loan Stores: Cash on the Spot

The main appeal of payday loan stores is that you receive cash on the spot. If you apply for a payday loan today and are approved, you walk out the door with the money you need. But in exchange, you must provide one or more post-dated checks payable to the payday lender. Those checks will be deposited on the loan date – whether or not you have money in the bank to cover them. You can stop payment on the check(s), but your bank will charge you a hefty fee for the service, and the payday lender may try to present the check(s) again – generating even more fees.

Online Payday Direct Lenders

To avoid the hassle of driving across town to a payday loan store, you can apply online for a payday loan today and have cash deposited to your bank account on the following business day.  Online payday lenders don’t demand post-dated checks as repayment. Instead, they utilize the Automated Clearing House (ACH) system to deposit funds into your account and make payment withdrawals. Unlike checks, ACH withdrawals cannot generally be prevented in advance. If the first ACH withdrawal attempt fails, lenders may continue to attempt to withdraw funds – generating NSF fees each time.

Online Payday Aggregators

Some online payday lending sites aren’t really lenders at all. Instead, they collect information from prospective borrowers to distribute to third parties.  If you apply for a payday loan today on an aggregator website, your email inbox may well be flooded with unsolicited loan “offers” within the hour. While some messages are sent by genuine payday lenders, others are simply fronts for scams and identity thieves.

The LoanNow Alternative

If you’re considering applying for a payday loan today, stop, take a step back, and consider LoanNow. Our convenient online application system means you’ll get a response within minutes or hours – and your cash arrives by convenient direct deposit to your bank account. We don’t demand post-dated checks for repayment.  If you’re struggling with your payments, we’ll work with you to keep you on track. LoanNow gets you the money you need, when you need it. Give us a try today!

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Why LoanNow

  • 5-Minute Application

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  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

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    Miron, The Team

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More Resources on Payday Loan Today

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.