Helping Good People Get Better Loans

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Loan Today

If you’re buying a car or a house, it’s often customary to rely on a bank loan or a loan from your local credit union.  But when you’re faced with a financial emergency, waiting weeks for a response from a bank won’t cut it.  You need money as soon as possible. In fact, a loan today would be ideal.  Many sources for quick money have significant disadvantages; some are downright hazardous to your financial health.  Fortunately, there is one place where you can get a loan today and get the money you need in a convenient direct deposit into your bank account – LoanNow!

loan todayFriends and Family

If you need a relatively small loan or your friends and family are especially well off, you may be able to ask for a loan today and receive the money you need right away.  However, friends and family are not usually a viable option for large loans.  Regardless of the size of the loan, if you cannot or simply fail to repay the loan, relations with the lender could be strained beyond the breaking point.

Credit Card Cash Advances

If you have a credit card with sufficient available credit, obtaining a loan today is as easy as making a trip to your nearest ATM.  But unlike purchase transactions, credit card cash advances begin collecting interest as soon as you retrieve your cash.  Even worse, the interest rates and APRs for cash advances are usually much higher than for purchases. If you only make minimum monthly payments on your credit cards, you could eventually pay many times the amount of your advance before you finally pay it off.

Pawn Shops

If you need a loan today your local pawn shop is happy to oblige – provided that you have items of value to offer as collateral.  Pawn shops make loans against the value of personal property such as diamond and gold jewelry or high end electronics.  You’ll only receive about 25 percent of the value of your property and the loan must be repaid, in full, within about 30 to 60 days, or you risk losing your personal property for good.loan today

Payday Loan Stores

You may have seen ads on TV or on the Internet for “cash till payday” loans. If you’re seeking a loan today you may be tempted to borrow from a payday loan store.  But the initial convenience of a payday loan is immediately wiped out by the realization that you must repay the loan, in full, with astronomical interest charges added, in just a couple of weeks – or even as soon as 10 days after receiving the loan.

If you cannot repay the loan in full – which happens more often than not – then you’re drawn into a vicious cycle of partial payments and rollovers. After just a few cycles of rollovers, many borrowers find that they owe more than their original loans, despite making regular payments!

LoanNow

With LoanNow, you can apply for a loan today from the privacy of your own home, and receive a response within minutes or hours. Once you’re approved, your loan will be deposited into your bank account electronically. We never require collateral and our repayment schedule is structured into manageable monthly installments – no rollovers!  LoanNow gets you the money you need with repayment terms you can live with.  Isn’t it time you discovered the LoanNow difference?

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

More Resources on Loan Today

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.