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Installment Loans Online From LoanNow

If you’ve decided to obtain an installment loan, you still have another decision ahead of you: should you apply for installment loans online or through brick-and-mortar lenders? Each option has both advantages and drawbacks. But LoanNow represent a better option than just about any other online or brick-and-mortar installment loan.

Brick-and-Mortar Installment Lenders

financingWith brick-and-mortar installment lenders, you must usually gather your paperwork, travel to the establishment and interact with a loan officer, although you may be able to apply by phone. You may be asked how you plan to use the money you’re borrowing, and your intended purpose may at least subconsciously influence the lending decisions. If you work during the day, you must adjust your schedule to be able to go to the office or call the facility during business hours. And there is always the risk that you might encounter someone you know. Awkward.

On the other hand, with a brick and mortar lender, you have a good idea who you’re dealing with. You have a name, face, address and telephone number to associate with your application. And once you’re approved, you generally receive your money immediately.

Online Installment Lenders

The main advantage associated with installment loans online is that you can submit your application in the privacy of your own home, on your own schedule. There is no rushing across town to get to finance lender or payday loan store before closing time. There is no risk of embarrassing encounters with neighbors or co-workers. Another advantage with installment loans online is that you often don’t have to justify why you want the money. Borrowing 5,000 dollars to finance a shopping spree in the Big Apple may not be financially prudent, but most online lenders don’t ask and don’t care.

Installment loans online also have a dark side – at least loans from payday lenders. Many online payday lending sites are not administered by lenders, but by aggregators. The information you submit is distributed to third parties that may or may not be affiliated with the website you visited. In many instances, the result is a flood of SPAM in your email inbox – at the very least. At worst, you may be targeted by scam operators or identity thieves. Even more disturbing, many online lenders operate out of state or even out of the country, making it difficult or impossible for you to pursue them if you have a complaint.

The LoanNow Advantage

Applying for installment loans online with LoanNow is convenient – without surrendering your privacy. LoanNow does not share your information with third parties. And LoanNow is based in California, with a team of dedicated customer service representatives to assist you in applying for your loan and with the repayment process. We also provide articles and blog entries that explain why that shopping trip may not be such a great idea, along with suggestions to help make it possible to finance a shopping spree without going into debt. Why not experience the convenience – and confidence of the LoanNow experience for yourself!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

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* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.