Data Scientist

For 12 million subprime credit borrowers in America, a 339% average APR payday loan was the only loan option – not anymore. At LoanNow our mission is to help good people get better loans. We are helping people with less than great credit get back on track.


As a Data Scientist, you will be working on business critical initiatives as part of a small team in a fast growing company. You will be influential and held responsible for delivering critical business results.


  • Design and implement statistical models, build features and analyze large amounts of data
  • Work with various product and business teams to help predict risk, fraud, response times, website and consumer behavior
  • Analyze large volumes of user behavior
  • Develop systems and monitoring tools to mine data
  • Identify anomalies of behavior to research and investigate patterns.
  • Develop systems to visualize and monitor trends.
  • Testing and validating data sets


  • BS, MS, or PhD in something technical, such as computer science, engineering, mathematics, physics or related technical field.
  • Demonstrated experience with analytical tools such as SQL, python/pandas/scikit-learn, R, Weka or similar statistical tools.
  • Proficiency with statistical and mathematical methods building algorithms, analyses, tools – regression, clustering algorithms, hypothesis testing and others.
  • Experience with machine learning and artificial intelligence algorithms with structured or semi-structured datasets.
  • Self motivated and a positive attitude.
  • Desire to work in a fast paced, iterative, hypothesis driven fast growing startup environment.

Bonus points:

  • Familiarity with Tableau
  • Experience in consumer financial services

About LoanNow

LoanNow is a fast-growing startup that offers tremendous advancement opportunities for its employees. We’re a stealthy team of technologists disrupting a $15 billion slow moving giant of an industry. We’ve built web scale products and helped scale them to hundreds of millions of daily active users. Our team is rethinking how the lending industry works.

Since launching in 2014, LoanNow has changed the way people borrow money by making it faster and easier than ever to get a loan. At the same time, we help subprime borrowers understand how to use credit, build a repayment history and credit file, and incentivize good borrower behavior. Our mission is to help good people get better loans.

We are a data-driven company. LoanNow is building the most innovative credit models in the world to make smarter lending decisions. But it would be silly to think a loan goes bad at the time of underwriting. We believe that what happens after the loan is funded is more important that what happens before. Much of our machine learning efforts are focused on this idea.

The LoanNow team is full of A-players who stem from some of the world’s leading technology companies. As teammates we value commitment, accountability, honing our craft, and learning from each other. If that’s you, we’d love to chat.

To Apply

Please send your résumé, cover letter, and GitHub URL (if applicable) to Feel free to include anything you feel would make us want to hire you immediately.