Helping Good People Get Better Loans

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Borrow Money Fast

When you’re dealing with a financial emergency you can’t afford to wait weeks for a bank to make a decision. But the need to borrow money fast can lead to decisions that can jeopardize your financial future. Fortunately, LoanNow is available to provide the money you need when you need it – with repayment terms that you can live with.

borrow moneyBank Loan Blues

Trying to borrow money fast from a bank is frequently an exercise in frustration.  Even if you have excellent credit, you’re still required to submit tons of paperwork, undergo an interrogation from a bank loan officer and wait weeks for the bank to make its decision.  That just won’t do if your car needs a new transmission or your cell phone services is due to be suspended for nonpayment.   If your credit is marginal – you may have to go through the entire process only to be turned down.  No bueno!

Friends and Family Members

Turning to friends and family is a time honored means to borrow money fast.  Especially if you need only a small amount – the exchange often takes place on the spot.  There’s usually no paperwork – just an understanding that you’ll pay the money back when you can.  And if the money is repaid in a timely fashion, it’s all good. But if you aren’t able to repay the funds your relationship can be strained beyond the breaking point.

Payday Loan Stores

Payday lenders make it easy to borrow money fast – with the expectation that you’ll repay the money almost as fast as you received it.  Payday loans get their name from the phrase “cash until payday.” In other words, you’re expected to repay the loan whenever you receive your next paycheck or other scheduled payment.  If you’re paid every week, your loan could be due, in full, in as soon as 10 days!  If you can’t repay your loan that quickly, and many borrowers cannot, you’re then caught in a cycle of partial payments and rollovers that can last for months, if not years.

LoanNow — a Better Choice

LoanNow understands that sometimes you need to borrow money fast to deal with financial emergencies.  With our online application, you’ll receive a response within minutes – not weeks. † Approved borrowers receive funds by direct deposit as soon as the next business day! Less than perfect credit isn’t necessarily a deal breaker — LoanNow looks beyond your FICO score to consider your whole financial profile. We approve many borrowers banks turn down.  Repayments are structured in manageable monthly installments – no lump sum repayments and NO rollovers.  Discover for yourself why savvy borrowers make LoanNow their go-to source for loans!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.