Entries by Harry Langenberg

LoanNow Given Top Workplace Honor by the OC Register

LoanNow Given Top Workplace Honor by the OC Register…Thanks to Our Amazing Staff!

This week we here at LoanNow were honored to be named a Top Workplace by the Orange County Register.

This award is one we take particular pride in because it comes from our entire staff as much as it does from the esteemed So Cal newspaper. Top Workplaces 2015

The Register partnered with Workplace Dynamics LLP, a leading organizational health and employee engagement research firm, to confidentially survey the employees at over 1,000 companies.

The employees were asked to score their company on key workplace issues including company direction, … Read full article..

9 Methods For Budgeting Success

Budgeting is a proven way to strengthen your financial footing.  However, upon setting out to create a budget, it’s not uncommon for some people to find their efforts stalled as they encounter a confusing array of sites all offering competing methods of budgeting.  Just Google “How to create a personal budget” and you’ll find 56 million results.   

Depending on your financial circumstances and your personal preferences, your budgeting method can be simple or sophisticated. There is no one-size-fits-all budget that works for everyone.

Keep this in mind as you read about the budgeting methods below.  Which method are you most … Read full article..

What To Do After Being Denied A Personal Loan

Getting denied for a personal loan hurts. It’s particularly hard when you don’t see it coming. However, there’s no need to feel dispirited or ashamed.

For one, financial institutions have become far more stringent with their requirements following the economic meltdown of 2008, making loan rejections a relatively common occurrence these days. More importantly, a loan rejection may just be the first step towards improving your financial situation.

Here are a few tips for turning the setback of a personal loan rejection into a net positive.

It’s an Opportunity, Not a Defeat

No one likes to get bad news, but … Read full article..

6 Tips For Getting Your Personal Loan Approved

If you need money to meet basic expenses, fund your wedding or take a vacation, you’ve probably considered getting a personal loan. A personal loan is a loan where you don’t put up any collateral, such as your house or your car, that the lender can repossess if you default. Because the lender has no guarantee for the loan other than your own reputation, you’ll have a higher interest rate than you would with a collateralized loan.

When used correctly, personal loans can save a significant amount compared to payday loans, overdrafts and pawnshops. But they also have their pitfalls. … Read full article..

What is the Difference Between Payday Loans and Personal Loans?

Many people think that payday loans and personal loans are the same thing, or at least very similar. But there are some big differences between the two.

Payday loans are generally very short term and are secured against your next paycheck. Payday lenders are usually very eager to offer this “band-aid” solution to your financial crisis, which comes along with their sky-high interest rates that are generally through the roof.

Personal loans are commonly for larger dollar amounts, which means that they can actually offer a solution to many of your immediate financial problems, and are paid back in installments … Read full article..

Top 10 Things You Need To Know Before You Get a Personal Loan

Unlike a car loan or a mortgage, a personal loan is often flexible, offering many options to the consumer. You can use the money to buy a car or perhaps even a house, but you can also use the funds from personal loans to cover your cell phone bill or even go on a shopping spree.

Personal loans can also be easier to obtain than other types of loans – depending on the lender. But sometimes the easiest loan to obtain is not the best loan for your financial health. This is just one of the many important aspects to … Read full article..