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No Fax Payday Advance

If you’ve been turned down by banks, you may be drawn in by ads for a no fax payday advance or no credit check loan, because the prospect of driving across town to a payday loan store holds no appeal.  Not only do you not want to deal with the traffic, you would be embarrassed if someone you knew saw you going into or coming out of a payday loan store.

But when you begin searching online for faxless payday loans, you soon discover that finding actual lenders for faxless payday loans is easier said than done.  Instead of wasting time searching through questionable sites in search of faxless payday loans, you should set your sites on a personal loan from a direct online lender: LoanNow.

No Fax Payday AdvancePayday Loans Live Up to Their Name

If you’ve never had a payday loan, you may wonder how a no fax payday advance works.  Whether you obtain your loan online or through a payday loan store, the basic elements are the same.   Payday lenders base their lending decisions on two major factors: whether you have a job or other stable source of income and whether you have an active checking account. If those two elements are in place, the odds are good that you will be approved.

In the past, no faxing payday loans were nearly impossible to find. Lenders required borrowers to fax copies of paychecks and bank statements to verify the information supplied by prospective borrowers. But now the Internet has made it possible for many lenders provide faxless payday loans by verifying borrowers’ job status and bank accounts by uploading documents or sending them as email attachments.

“This Website Is Not a Lender”

The initial appeal of no faxing payday loans is obvious: you apply online in the privacy of your own home, on your own schedule. And many so-called no faxing payday loans boast headlines that seem too good to be true: “All applicants accepted!” or “No credit check!”

A closer look reveals the truth. These websites claiming to offer no faxing payday loans can make those grandiose claims because, surprise, they don’t actually issue loans. Instead, many of these sites that advertise faxless payday loans are not actually administered by lenders, but by intermediaries that distribute borrower information to third parties.

Banner headlines like “No Credit Check!” and “100 Percent Accepted!” are often giveaways that a website doesn’t actually offer faxless payday loans or any loans.  Whatever doubts you may have are eliminated when you see phrases like “this website is not a lender” that make it obvious that you’re not dealing with an actual lender.

Submitting your information to such websites potentially leaves you vulnerable to an influx of SPAM or worse. While some intermediary websites work with a select group of actual lenders, sensitive financial and personal data is indiscriminately sold to the highest bidder.  Instead of a loan, you’re left to deal with dozens or even hundreds of SPAMmy emails, scam artist solicitations or even attempts at identity theft. Who has time for that?

(Don’t) Contact Us

If you are fortunate enough to find a direct lender that offers faxless payday loans, you’re still not in the clear. Many sites offering no faxing payday loans are based on Native American enclaves or outside the country, making it difficult to bring legal action if you have a problem with the loan. Even if you just have questions about the application or your loan, many online payday lenders feature only skimpy contact information, with no means to obtaining customer service by email, let alone by telephone.

It’s Still a Payday Loan

Even without these potential complications, you’re still stuck with a payday loan, which for many borrowers turns into a trap. Three factors contribute to the payday loan trap: required lump sum repayments, high interest rates and extremely short repayment periods. How short? If you’re paid every week, you could conceivably be expected to repay your loan in full in as few as 10 days. If you can’t manage that – and many borrowers cannot, you’re drawn into the payday loan trap of partial payments and rollovers. After just a few cycles of rollovers, many borrowers find that they owe more than their original loans, despite having made consistent payments for months or even years! Suddenly faxless payday loans don’t sound nearly so appealing, do they?

LoanNow is a Better AlternativeNo Fax Payday Advance

LoanNow takes a different approach to lending. Our online-only application can be completed in the privacy of your own home, on your own time, and yes, with no faxing. If you have a question at any point before or during the application process, or after you’ve received your loan, our responsive customer service representatives are available by email or telephone.

As a direct lender, LoanNow does not share borrower information with third parties. Our A+ rating with the Better Business Bureau means you can borrow with confidence.  LoanNow considers your entire financial profile, not just your FICO score, which allows us to approve many borrowers banks turn down.  You’ll receive a response within minutes and if you’re approved, your cash will arrive via direct deposit as soon as the next business day†.

LoanNow loans are structured with manageable monthly installments, not lump sum payments – no rollovers required. Instead, our loans are structured with manageable monthly installments – not lump sum payments.

Chasing after no faxing payday loans is a financial dead end.  If you’re considering no faxing payday loans, stop and consider a better option – LoanNow.

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

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More Resources on No Fax Payday Advance

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.