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Long Term Installment Loans Online From LoanNow – Easier, Faster, and Better

Back in the day, the only way to obtain installment loans was by sitting down with a bank or finance company loan officer, submitting your paperwork and waiting for a lending decision.  Now it’s possible to obtain long term installment loans online – from banks, lending vendors, peer-to-peer lenders and other nonbank sources. But for many borrowers, the right choice for long term installment loans online is LoanNow.

Long Term Installment Loans OnlineOnline Bank Loans

Many banks allow their customers to initiate or complete the application process for long term installment loans online. Online bank loan applications may also be processed somewhat faster than applications submitted in person.  But the lending standards for such loans are often just as strict as for conventional bank loans. Borrowers with good credit receive the best interest rates and repayment terms, while borrowers with marginal credit may be required to provide collateral or a credit-worthy co-signer.

Online Lending Vendors

Nonbank lending vendors often advertise that borrowers can receive competing offers for long term installment loans online.  This is possible because lending vendors supply copies of borrowers’’ applications to a select group of lenders who have the option of making an offer (or not).  Borrowers with excellent credit often receive several loan offers with excellent interest rates.  But loan offers are not guaranteed, and prospective borrowers with marginal credit may receive only a single offer or none at all.

Peer-to-Peer Lenders

Peer to peer lenders provide long term installment loans online through the crowd funding model.  Prospective borrowers must pass an initial credit screening; borrowers with FICO scores below the mid-600 range are automatically declined.  Borrowers who pass the initial screening must create detailed profiles containing personal as well as financial information, and then post their profiles online through the peer-to-peer platform. Prospective lenders have the option of funding all, part or none of any particular borrowers’’ requests.  Borrowers do not receive any money unless and until their profiles are fully funded – a process which can be lengthy.

The LoanNow Advantage

LoanNow provides long term installment loans online without the wait, and without the need to share your information with third parties.  We look beyond your FICO score to consider your whole financial profile, and we often say yes when banks say no. For many borrowers, LoanNow represents the ideal option: online convenience, speedy processing and manageable monthly installment repayment plans.  Check us out today!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.