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Loans For Bills

No matter how you scrimp and save, you always seem to have more month than money. Whether you’ve suffered a job loss, serious illness or just overspent on credit cards, your finances are out of control.  Many consumers take loans for bills to clear up their financial obligations and re-establish financial security. It’s not a bad strategy – if you take the right loan.  In many cases, the right loan is a personal loan from LoanNow.

loans for billsBank Loans

Banks regularly issue loans for bills in the form of consolidation loans.  With a consolidation loan, you can pay off several high interest credit card balances and have a single place to pay, along with lower interest rates in most cases. However, you must refrain from running up new charges to replace the charges you just paid off.

If you have good credit, you’ll probably qualify for an unsecured loan with a lower interest rate than you were paying on your cards. But if your credit is marginal, you may be required to provide a credit worthy co-signer or collateral to obtain approval. In the latter case, your unsecured credit card debt will be converted to secured debt, which is something you should seriously consider.

Peer-to-Peer Loans

Requesting loans for bills to consolidate debt on a peer-to-peer website can be hit or miss. If your request is for cash to cover your child’s hospital bills, you may very well find sympathetic lenders willing to fund your project.  Asking for help because you maxed out your credit cards on shopping sprees might leave prospective lenders cold. Of course, if your FICO score is below the mid-600 range, you’ll never be able to post a profile at all – because you’ll be bounced by the pre-screening process.

Loan BrokersLoans For Bills

Obtaining loans for bills through lending brokers can be a hit-or-miss proposition. A popular loan broker service urges consumers to let banks come to them to make multiple loan offers. If you have great credit, you will almost certainly be able to pick and choose among several desirable loan offers. If your credit is marginal, you may only receive a single loan offer or none at all.


LoanNow is the ideal source to obtain personal loans for bills, a once-in-a-lifetime trip or to splash out on a new kitchen. Even if your credit isn’t perfect, you may still qualify. We say yes to many borrowers when banks say no. Savvy borrowers make LoanNow their first choice for personal loans!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

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More Resources on Loans For Bills

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.