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Get Help with Medical BIlls From LoanNow – Easier, Faster, and Better

The Affordable Care Act has assisted millions of Americans by making it possible for them to afford quality health care coverage.  However, many people still don’t have health insurance.  Even if you have health insurance, medical bills can still present a significant financial burden. Help with medical bills is available from several sources. However, for many people, the best source for help with medical bills is LoanNow.

Help with Medical BIllsNonprofit and Municipal Assistance

You may be able to obtain free or inexpensive medical care through your local municipality or through a neighborhood clinic.  Churches and nonprofit organizations may be able to provide help with medical bills for treatment you’ve already received.  However, the demand for this type of assistance is extremely high, so you should not expect to cover the full amount of your medical bills unless your balance is very small.

Charity Medical Care

Nonprofit hospitals are mandated to provide help with medical bills that patients cannot afford to pay by offering charity care.  Charity care can eliminate some or all of your medical bills, including the cost of hospital rooms, medical procedures and the cost of medication administered in the hospital.  Obtaining charity care isn’t automatic. Patients have to complete special paperwork and provide verification of their income.

IRA Withdrawals

Many financial experts advise strongly against tapping into retirement funds to cover non-retirement related expenses. However, the IRS allows withdrawals from your Individual Retirement Account for help with medical bills without paying the hefty penalty that otherwise applies for early withdrawals.  Even so, you will still owe taxes on any money you withdraw from a regular IRA account, as well as withdrawals from earnings (not deposits) from a Roth IRA.  That’s also money that won’t be available when you retire, unless you repay the funds.

LoanNow

LoanNow makes personal loans for all kinds of reasons, including providing help with medical bills. By taking a loan from LoanNow, you won’t have to raid your IRA. LoanNow can also help to fill the gaps not covered by other types of assistance.  Less than perfect credit isn’t a deal breaker – we look beyond your FICO score to consider your overall financial profile.  You also won’t wait weeks for a response – our online application process generates a response within minutes. † Being sick is tough enough without the burden of medical bills – let LoanNow provide the funds you need so you can concentrate on getting back on your feet!

From LoanNow – Easier, Faster, and Better

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

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* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.