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Emergency Payday Loans From LoanNow – Easier, Faster, and Better

You’re facing a financial emergency, but you have bad credit and no valuable assets.  Where do you turn for the cash you need? For too many borrowers, the “solution” means emergency payday loans. But the initial convenience of payday loans is more than overshadowed by the burden of dealing with the burden of the payday loan trap.  LoanNow provides a better solution to get the money you need and avoid the payday loan trap.  Check out the LoanNow alternative today!

Emergency Payday LoansPayday Loan Stores

Getting emergency payday loans from payday loan stores is a relatively simple process. You submit your application and if you are approved, you provide one or more post dated checks to be deposited to repay the loan, and then walk out the door with your money.  But if there isn’t enough money to cover the checks, the checks will bounce, triggering NSF fees from your bank. Some payday loan stores will attempt to submit the checks a second time, triggering even more charges.

Online Payday “Lenders”

Desperate borrowers are often drawn to online sites promising emergency payday loans with no credit check or similar appealing phrases.  But these sites hide a secret that can jeopardize your entire financial future. They aren’t really lenders. Instead, they act as intermediaries between borrowers and third parties. In some cases, the third parties are actual lenders, but in many cases, your information is simply sold to the highest bidder.  Those bidders are often spam artists, scammers and identity thieves.

Direct Payday Lenders

Even if you’re fortunate enough to find direct payday lenders online that actually offer emergency payday loans, your troubles are far from solved.  Many online payday lenders are based within Native American enclaves or even overseas, outside the jurisdiction of your state or even the federal government. Some online payday lenders don’t provide a phone number or an email address for borrowers – good luck getting in touch if there’s a problem with the loan!

Escape the Payday Loan Trap

Don’t settle for emergency payday loans. LoanNow is a direct online lender; we don’t sell your information to third parties.  Your online application receives a response within minutes†.  Less than perfect credit? You could still be approved. We look beyond FICO scores to consider your whole financial profile. And your payments are structured into manageable monthly installments that work with your budget.  LoanNow provides the money you need with terms you can live with.  Check us out today!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

Grow Your Score

Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

LoanNow Score

* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.

LoanNow Trustpilot Rating: 9.3 out of 10 based on 570 reviews as of March 2016. SuperMoney Rating: 9.5 out of 10 based on 55 reviews.