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Auto Repair Loans

For many Americans, a car is a necessity, not a luxury. Experiencing car trouble can be a real financial emergency.  Bank loans often require too much time to process, but many of the alternatives for auto repair loans leave much to be desired.  Fortunately, LoanNow provides loans with fast processing and reasonable repayment terms that will get you back on the road!

moneyPayday Advances

If you’ve been on the job for a significant amount of time and have performed well, you may be able to obtain a payday advance from your employer. Many supervisors are sympathetic to requests for car repair loans, especially in regions where public transportation is scarce or nonexistent. But getting a payday advance could be a mixed blessing. You are able to make the needed repairs on your car, but your next paycheck or even your next several paychecks will be short, which could make it difficult to meet your regular expenses.

Payday Loans and Car Title Loans

You may have seen Internet or TV ads touting how easy it is to “get your title back” with a car title loan. But relying on car title loans as a source of car repair loans could leave you vulnerable to losing your car. This is especially true with car title loans, where you surrender your title to the lender until your loan is repaid in full. Falling behind in the payments for a car title loan could leave you vulnerable to auto repossession.

Relying on payday lenders for auto repair loans will not directly make your automobile vulnerable to repossession, but you may lose your car all the same. That’s because payday loans are structures so that it is nearly impossible to repay them in a timely manner. Between interest rates and APRs that run three and four digits and repayment periods  measured in weeks, if not days, a majority of payday loan borrowers are unable to repay their loans on their original due date. That sets off a cycle of rollovers, each of which includes a fresh set of fees and interest charges which add to the total amount of the loan. After a few rollovers, a relatively modest loan could mushroom into an unmanageable debt, ultimately contributing to or even forcing you to declare bankruptcy – and perhaps relinquish possession of your car to repay your debts.


Turning to LoanNow for auto repair loans does not require you to relinquish your car title or attempt to explain to your employer why you need an advance against your salary.  We are not a car title lender. You also don’t risk being caught up in the endless rollover cycle of payday loans. LoanNow is not a payday lender; we don’t do rollovers. Instead, we provide installment loans with repayment periods similar to those for banks. And because we understand that financial emergencies are just that – urgent – we don’t make you wait weeks for a lending decision.  In fact, if your loan is approved before 5 p.m. PST, you may receive your funds in minutes*, thanks to our Instant Funding technology. Even if you don’t qualify for Instant Funding, you should receive your cash on the following business day.

Why not let LoanNow get you back up and rolling today!

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Why LoanNow

  • 5-Minute Application

    All it takes is a few minutes. We’re fast, easy and headache-free.

  • Fast & Easy Approval

    Get your quick loan approval online. Money in minutes. †

  • Deposit to Your Account

    Funds are deposited fast into your bank account! ‡

How It Works

  • Apply Now

    Complete our easy online application. It takes 5 minutes and there is no paperwork and no faxing required.

  • Get Approved

    You will get a quick loan approval decision. We are a direct lender so there is no long wait for an answer.

  • Get Your Money

    We deposit your money right into your bank account. Your installment loan payments come from the same account - automatic, no hassles.

What We're About

  • "We believe we can change the world by helping people with less than great credit get back on track."

    Miron, The Team

  • "Our loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties."

    Harry, The Team

  • "Our mission is to build the fastest & easiest way to get a loan."

    Jesse, The Team

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Our personal loans reward you for good behavior instead of trapping you in an endless spiral of interest & penalties. Together, we grow your LoanNow score to unlock better rates.

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* Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. Subject to underwriting approval.

** Subject to online availability and underwriting may request additional items prior to final approval.

† Loan approvals are subject to underwriting criteria and the approval process may take longer if required items are not able to be verified online or additional items are requested.

‡ Funds will be distributed via ACH. Most banks will post the funds to your account by the next business day. One’s bank will determine when funds are actually available.